Median Earnings (1yr)
$29,958
79th percentile (60th in MD)
Median Debt
$17,978
29% below national median
Debt-to-Earnings
0.60
Manageable
Sample Size
152
Adequate data

Analysis

Towson's fine arts program demonstrates something rare in this field: graduates who start modestly but build genuine earning momentum. While $29,958 first-year earnings won't impress anyone, the jump to $43,056 by year four represents 44% growth—suggesting these graduates are successfully converting their degrees into viable careers rather than bouncing between unpaid internships and service jobs.

The financial structure here is surprisingly sound for an arts program. At $17,978 in median debt, graduates owe less than what many students pay for a single year at a private arts college. That's roughly 40% below the national median for fine arts programs and gives graduates breathing room while they establish themselves. Among Maryland's 18 fine arts programs, Towson outearns the state median by nearly 20%, trailing only the flagship University of Maryland. This matters because many art students stay local, and Towson's proximity to both Baltimore and DC job markets appears to translate into better opportunities than peers like UMBC or Maryland Institute.

For parents worried about the stereotype of the unemployable art major, Towson's trajectory offers reassurance. The combination of below-average debt, above-average earnings, and strong growth suggests graduates aren't just surviving—they're finding ways to monetize their skills. This won't rival a business degree's returns, but for a student committed to visual arts, the math here actually works.

Where Towson University Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

Towson UniversityOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Towson University graduates compare to all programs nationally

Towson University graduates earn $30k, placing them in the 79th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Fine and Studio Arts bachelors's programs at peer institutions in Maryland (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson University$29,958$43,056$17,9780.60
University of Maryland-College Park$32,031$46,659$20,0000.62
Frostburg State University$24,649$24,651$24,8341.01
University of Maryland-Baltimore County$23,879$43,351$24,6251.03
Maryland Institute College of Art$21,138$27,389$27,0001.28
Salisbury University$20,632$39,161$24,2391.17
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland-College Park
College Park
$11,505$32,031$20,000
Frostburg State University
Frostburg
$9,998$24,649$24,834
University of Maryland-Baltimore County
Baltimore
$12,952$23,879$24,625
Maryland Institute College of Art
Baltimore
$55,150$21,138$27,000
Salisbury University
Salisbury
$10,638$20,632$24,239

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 152 graduates with reported earnings and 163 graduates with debt data. Small samples may not be representative.