Analysis
A $27,000 debt load for a bachelor's degree is relatively manageable—the national median for social sciences programs sits at $25,500, so this estimate tracks closely with what most students carry. The projected first-year earnings of $38,693 align almost exactly with North Carolina's median for similar programs, suggesting Gardner-Webb delivers typical outcomes for the state. With a debt-to-earnings ratio of 0.70, graduates would theoretically owe less than a year's salary, which falls within a workable range for loan repayment.
The challenge lies in what these estimates don't tell us. While the figures suggest parity with peer programs, Gardner-Webb's actual graduate outcomes remain suppressed due to small sample sizes. That means we're working with approximations rather than the school's track record. The modest admission rate and Pell grant percentage indicate an accessible institution, but without reported earnings data, there's no way to know whether Gardner-Webb's specific approach to social sciences—its curriculum, faculty connections, or regional employer relationships—adds value beyond what the state average suggests.
For families weighing this program, the estimated numbers point to a reasonable financial proposition if your student is committed to social sciences and values Gardner-Webb's environment. Just recognize you're making this decision with incomplete information about how this particular program's graduates actually fare in the job market.
Where Gardner-Webb University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in North Carolina
Social Sciences bachelors's programs at peer institutions in North Carolina (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,450 | $38,693* | — | $26,975* | — | |
| $40,410 | $50,653* | $40,273 | —* | — | |
| $27,110 | $38,693* | $32,113 | $29,030* | 0.75 | |
| $6,542 | $35,978* | — | $34,562* | 0.96 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Gardner-Webb University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NC. Actual outcomes may vary.