Analysis
Georgetown College's business program sits squarely in the middle of Kentucky's business education landscape, with estimated first-year earnings around $41,000—matching the state median but falling well short of what stronger programs deliver. Similar business programs at Sullivan University and the University of Kentucky produce graduates earning $56,000 and $49,000 respectively, suggesting that not all Kentucky business degrees generate the same returns.
The estimated debt of $26,000 appears manageable against those first-year earnings, creating a debt-to-earnings ratio of 0.63 that's reasonable by national standards. By year four, when earnings reach a reported $46,480, the financial picture improves further. That said, these are estimates based on peer programs across Kentucky, not actual outcomes from Georgetown College's specific business graduates, so there's inherent uncertainty about what this particular program delivers.
For parents evaluating this investment, the key question is opportunity cost. Your student could attend Georgetown College and likely earn in the low-to-mid $40,000s early on with moderate debt, or they might pursue business programs at larger Kentucky schools that appear to produce stronger earnings outcomes. The gap between Georgetown's estimated performance and top-tier Kentucky programs—potentially $8,000-15,000 in first-year earnings—compounds over a career and warrants serious consideration when the tuition bills are similar.
Where Georgetown College Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Georgetown College | — | $46,480 | — |
| Transylvania University | $31,614 | $64,225 | +103% |
| Northern Kentucky University | $48,654 | $61,090 | +26% |
| Sullivan University | $56,432 | $59,618 | +6% |
| University of Kentucky | $49,431 | $59,354 | +20% |
Compare to Similar Programs in Kentucky
Business/Commerce bachelors's programs at peer institutions in Kentucky (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,010 | $41,281* | $46,480 | $26,000* | — | |
| $14,220 | $56,432* | $59,618 | $43,625* | 0.77 | |
| $13,212 | $49,431* | $59,354 | $23,055* | 0.47 | |
| $10,896 | $48,654* | $61,090 | $30,750* | 0.63 | |
| $27,850 | $47,596* | $47,782 | $31,000* | 0.65 | |
| $9,875 | $46,242* | $51,203 | $21,219* | 0.46 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgetown College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 14 similar programs in KY. Actual outcomes may vary.