Analysis
A debt load around $24,250 for a business degree would typically be manageable, but the first-year earnings picture based on comparable Georgia programs—roughly $41,000—sits well below what business graduates at flagship institutions achieve. Programs at the University of Georgia and Augusta University report outcomes above $60,000, suggesting significant variation in what Georgia business degrees deliver. That's a $20,000 annual difference that compounds over a career.
The estimated 0.59 debt-to-earnings ratio mirrors the state median, which means this program likely performs right in the middle of Georgia's business degree landscape. Peer programs in the state suggest graduates can expect to cover their debt within about seven months of earnings—workable, but not impressive given that business degrees nationally tend to offer stronger financial returns. The $6,000 gap between what similar Georgia programs produce and the national median of $47,500 is worth noting, particularly when stronger regional programs demonstrate that higher outcomes are achievable within the same state.
The practical question is whether a mid-tier outcome justifies the investment when Georgia's public flagship offers substantially better earnings potential for likely similar tuition costs. Without actual reported data for this specific program, you're making a bet that it performs at least as well as the state median. Given the 88% admission rate and moderate academic profile, this appears positioned as an accessible path to a business credential rather than a competitive launch into corporate recruiting.
Where Georgia College & State University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Georgia
Business/Commerce bachelors's programs at peer institutions in Georgia (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,998 | $41,447* | — | $24,250* | — | |
| $11,180 | $60,895* | — | $25,092* | 0.41 | |
| $8,122 | $60,541* | — | $18,531* | 0.31 | |
| $17,488 | $57,020* | $56,664 | $47,236* | 0.83 | |
| $13,920 | $55,431* | $59,763 | $56,517* | 1.02 | |
| $40,890 | $52,819* | $66,047 | $51,452* | 0.97 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgia College & State University, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 14 similar programs in GA. Actual outcomes may vary.