Mathematics at Georgia Southwestern State University

A debt-to-earnings ratio of 0.51 positions this program favorably for graduates willing to accept uncertainty. Based on comparable mathematics programs in Georgia, first-year earnings around $44,400 against debt near $22,750 means graduates would dedicate roughly half their annual income to repaying loans—manageable by most standards. However, these estimates come from just a handful of Georgia schools, and the actual outcomes for Georgia Southwestern students remain unknown due to small cohort sizes.

The earnings figure sits below the national median of $48,772 for mathematics bachelor's degrees, though it aligns with Georgia's state median. Given Georgia Southwestern's 77% admission rate and below-average SAT scores, this program likely serves students who might not access flagship universities where math graduates can earn $47,000+ (as seen at UGA). For families seeking an affordable mathematics degree, the estimated debt load is reasonable—just above the national median of $21,500 for these programs.

The practical challenge is that mathematics as a major can lead vastly different directions—teaching, actuarial work, data analysis, graduate school—and first-year earnings vary widely depending on that choice. Without actual outcome data for this specific program, you're betting on Georgia Southwestern's career services and curriculum quality matching peer institutions. If your child has solid acceptances to programs with reported data showing stronger earnings, those represent less risky investments.