Analysis
A business degree from Grace Christian University comes with estimated debt of around $22,600βnotably lower than both the state median ($26,625) and national average ($26,000) for this field. That lighter debt load matters when evaluating value, though it's important to understand these figures come from comparable programs across Michigan, not this specific school's graduates.
Based on similar business programs in Michigan, first-year earnings hover around $50,000, which aligns with both state and national benchmarks. The debt-to-earnings ratio of 0.45 suggests manageable repayment, with less than half a year's salary owed upon graduation. However, top Michigan programs like Oakland University and Walsh College show their graduates earning $55,000-$56,000βa $6,000 annual advantage that compounds significantly over a career. With Grace Christian's 99% admission rate and half its students receiving Pell grants, the school serves a different student population than these competitors, which may explain some of the earnings gap.
The modest debt burden is this program's strongest feature. If your child needs an accessible path to a business degree and will graduate with minimal loans, the estimated financial profile suggests reasonable outcomes. But if they can gain admission to Michigan's more selective business programs, the higher earning potential could justify taking on slightly more debtβor choosing the more competitive school at comparable cost.
Where Grace Christian University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Michigan
Business/Commerce bachelors's programs at peer institutions in Michigan (13 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,992 | $49,986* | β | $22,581* | β | |
| $14,694 | $56,118* | $56,029 | $27,250* | 0.49 | |
| β | $55,524* | $65,539 | $18,000* | 0.32 | |
| $24,842 | $53,495* | β | $19,161* | 0.36 | |
| $23,324 | $52,491* | $57,180 | $31,000* | 0.59 | |
| $58,764 | $47,481* | $64,986 | $26,000* | 0.55 | |
| National Median | β | $47,506* | β | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Grace Christian University, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in MI. Actual outcomes may vary.