Pastoral Counseling and Specialized Ministries at Grace Christian University
Associate's Degree
Analysis
Grace Christian University's pastoral counseling program sits right at Michigan's median for both earnings and debt—which makes sense given the limited number of schools offering this specialized degree in the state. The $33,522 first-year salary falls slightly below the national average, but the debt load of $21,782 is more manageable than typical, resulting in a debt-to-earnings ratio of 0.65. That's not ideal, but it's workable for graduates entering ministry-focused careers where salaries tend to be modest across the board.
The reality here is that this field simply doesn't pay well initially, regardless of where you study it. With only 41 schools nationwide offering this associate's degree, you're looking at a specialized track that leads to specific vocational roles in churches and faith-based organizations. The 99% admission rate and the fact that half the students receive Pell grants suggest this institution serves a population seeking affordable religious education rather than competing on prestige.
For families committed to this career path, the program delivers acceptable value—you're not overpaying compared to alternatives, and the debt burden won't be crushing. Just understand that ministry work rarely offers rapid salary growth, so financial considerations should take a back seat to vocational calling. If your child is exploring this field but uncertain, they might gain similar experience through volunteer work while pursuing a more versatile degree.
Where Grace Christian University Stands
Earnings vs. debt across all pastoral counseling and specialized ministries associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Grace Christian University graduates compare to all programs nationally
Grace Christian University graduates earn $34k, placing them in the 37th percentile of all pastoral counseling and specialized ministries associates programs nationally.
Compare to Similar Programs in Michigan
Pastoral Counseling and Specialized Ministries associates's programs at peer institutions in Michigan (4 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Grace Christian University | $33,522 | — | $21,782 | 0.65 |
| National Median | $34,629 | — | $24,060 | 0.69 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Grace Christian University, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 36 graduates with reported earnings and 78 graduates with debt data. Small samples may not be representative.