Median Earnings (1yr)
$32,549
63rd percentile (40th in IN)
Median Debt
$23,250
10% below national median
Debt-to-Earnings
0.71
Manageable
Sample Size
22
Limited data

Analysis

Grace College's health and physical education program costs less than typical for-profit ventures in this field, but Indiana families should recognize they're paying for something different than the typical state outcome. With first-year earnings around $32,500 and debt just over $23,000, the numbers work—graduates owe about nine months' salary, which is manageable. However, while this beats the national median by $2,000, it falls $2,000 short of Indiana's state median for the same program. That 40th percentile ranking means more than half of Indiana's health ed programs launch graduates into better-paying positions.

The stagnant earnings trajectory raises questions about career progression. Between year one and year four, median pay actually dips slightly to $31,798, suggesting graduates may be landing in roles with limited advancement potential—perhaps assistant coaching or fitness instruction positions rather than higher-paying athletic training or program director tracks. The sample size is small (fewer than 30 graduates tracked), so individual circumstances heavily influence these numbers, but the pattern is worth noting when Indiana programs like Valparaiso and University of Indianapolis place graduates earning $38,000 to $45,000.

For families considering Grace College specifically for its faith-based mission or campus culture, these economics shouldn't be a dealbreaker—the debt load is reasonable and employment appears steady. But if the primary goal is maximizing earning potential in health education, Indiana offers stronger financial returns elsewhere in the state.

Where Grace College and Theological Seminary Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

Grace College and Theological SeminaryOther health and physical education/fitness programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Grace College and Theological Seminary graduates compare to all programs nationally

Grace College and Theological Seminary graduates earn $33k, placing them in the 63th percentile of all health and physical education/fitness bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Health and Physical Education/Fitness bachelors's programs at peer institutions in Indiana (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Grace College and Theological Seminary$32,549$31,798$23,2500.71
Valparaiso University$44,937$41,366$27,0000.60
University of Indianapolis$38,364$49,930$26,7860.70
Anderson University$36,742$44,938$26,5810.72
Indiana Wesleyan University-Marion$36,739———
Indiana University-Bloomington$35,873$53,142$19,6570.55
National Median$30,554—$25,7570.84

Other Health and Physical Education/Fitness Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Valparaiso University
Valparaiso
$46,588$44,937$27,000
University of Indianapolis
Indianapolis
$36,136$38,364$26,786
Anderson University
Anderson
$35,640$36,742$26,581
Indiana Wesleyan University-Marion
Marion
$31,168$36,739—
Indiana University-Bloomington
Bloomington
$11,790$35,873$19,657

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Grace College and Theological Seminary, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 22 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.