Median Earnings (1yr)
$25,060
16th percentile
40th percentile in Indiana
Median Debt
$25,500
5% below national median

Analysis

Grace College's pastoral counseling program shows a troubling first year—graduates earn just $25,060 initially, ranking in the bottom fifth nationally and below the Indiana median of $28,053. That $25,500 in debt essentially equals a full year's starting salary, which creates real financial pressure for graduates entering ministry work. Among Indiana's 11 programs, this sits in the middle of the pack, trailing schools like Taylor University ($37,035) and Bethel University ($31,046).

The dramatic turnaround by year four changes the calculation considerably. Earnings jump 86% to $46,577, vaulting well above both state and national medians. This suggests graduates either move into higher-paying ministry leadership roles or pivot to related fields that value their counseling training. However, the small sample size—under 30 graduates—means these numbers could swing significantly with just a few outliers.

For parents, the central question is whether your child can manage that difficult first year financially. If they're committed to ministry work and have support to weather low initial earnings, the long-term trajectory looks more promising. But if immediate financial independence matters, other ministry programs in Indiana offer stronger starting salaries without requiring the same patience.

Where Grace College and Theological Seminary Stands

Earnings vs. debt across all pastoral counseling and specialized ministries bachelors's programs nationally

Earnings Distribution

How Grace College and Theological Seminary graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Grace College and Theological Seminary$25,060$46,577+86%
Lubbock Christian University$38,473$46,276+20%
Liberty University$34,083$41,716+22%
Crown College$26,538$41,595+57%
Indiana Wesleyan University-Marion$19,836$39,380+99%

Compare to Similar Programs in Indiana

Pastoral Counseling and Specialized Ministries bachelors's programs at peer institutions in Indiana (11 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Grace College and Theological SeminaryWinona Lake$30,034$25,060$46,577$25,5001.02
Taylor UniversityUpland$39,104$37,035———
Bethel UniversityMishawaka$33,320$31,046—$23,3190.75
Indiana Wesleyan University-MarionMarion$31,168$19,836$39,380$22,1041.11
National Median—$32,226—$26,7500.83

Career Paths

Occupations commonly associated with pastoral counseling and specialized ministries graduates

Philosophy and Religion Teachers, Postsecondary

Teach courses in philosophy, religion, and theology. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

Community and Social Service Specialists, All Other

All community and social service specialists not listed separately.

Clergy

Conduct religious worship and perform other spiritual functions associated with beliefs and practices of religious faith or denomination. Provide spiritual and moral guidance and assistance to members.

Directors, Religious Activities and Education

Coordinate or design programs and conduct outreach to promote the religious education or activities of a denominational group. May provide counseling, guidance, and leadership relative to marital, health, financial, and religious problems.

Religious Workers, All Other

All religious workers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Grace College and Theological Seminary, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.