Pastoral Counseling and Specialized Ministries at Indiana Wesleyan University-Marion

Indiana Wesleyan's Pastoral Counseling program shows an unusual earnings trajectory that warrants careful consideration. Graduates start at just $19,836—ranking in the bottom 5% nationally—but nearly double their income to $39,380 within four years. While that rebound is encouraging, first-year earnings fall $8,000 below Indiana's median for this program and roughly $13,000 below the best in-state option at Taylor University.

The $22,104 debt load is actually lower than typical for this field, creating a manageable first-year debt ratio of 1.11. However, that ratio only looks reasonable because the debt is relatively modest—the starting salary itself remains concerningly low. The real question is what happens during those first four years: are graduates pursuing additional credentials, transitioning into better-paying ministry roles, or taking time to establish themselves? For families counting on immediate income to manage debt payments, that first year could prove financially difficult.

If your child is committed to ministry work and has family support to cover living expenses during the initial low-earning period, this program's debt level won't bury them. But understand they'll likely need supplemental income or financial support early on. The dramatic earnings growth suggests career development takes time in this field—make sure you're prepared for that reality before committing.