Analysis
The estimated debt load here—roughly $10,000 based on comparable Michigan community colleges—is notably lighter than what similar business programs typically carry in the state, where median debt runs over $20,000. That lighter burden matters when paired with first-year earnings around $37,500, creating a manageable debt-to-earnings ratio of 0.27. For an associate's degree in business, these estimates suggest a relatively accessible entry point into the field.
What's less certain is how Grand Rapids Community College's specific outcomes compare to top performers in Michigan. Davenport University's business graduates earn considerably more at nearly $50,000, though presumably with different debt loads and a four-year commitment. Among community colleges with reported data, the estimated earnings here align with Macomb's actual figures and exceed Henry Ford College's. The absence of reported data from GRCC makes it impossible to know whether their graduates track closer to the stronger or weaker end of that spectrum.
The national comparison offers some reassurance—these estimated figures sit right at typical benchmarks for associate-level business programs. But for a parent weighing this investment, the key question is whether this particular program consistently delivers those outcomes. The estimated debt is low enough that even modest earnings would make the degree manageable, but pushing the school for placement rates and employer connections would help clarify whether graduates are actually landing jobs that justify even this limited financial commitment.
Where Grand Rapids Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Michigan
Business/Commerce associates's programs at peer institutions in Michigan (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,059 | $37,532* | — | $10,281* | — | |
| $23,324 | $49,530* | $48,012 | $31,338* | 0.63 | |
| $3,600 | $37,532* | $47,984 | $10,281* | 0.27 | |
| $3,460 | $34,003* | $39,692 | $32,406* | 0.95 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Grand Rapids Community College, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MI. Actual outcomes may vary.