Analysis
With estimated debt around $23,400 and first-year earnings near $47,700, this program's financial profile looks manageable on paper—the debt-to-earnings ratio of 0.49 suggests graduates could reasonably handle their loan payments. However, these figures come from national benchmarks across similar physics programs, not from Grand Valley State's actual outcomes, which aren't available due to small graduate cohorts. What we do know is that Michigan's physics programs show considerable variation: University of Michigan graduates earn around $53,000 while Michigan State graduates start closer to $33,400, a $20,000 spread that matters significantly for debt repayment.
The challenge with physics bachelor's degrees is that many graduates pursue additional education rather than immediate employment, which can delay earnings and complicate the debt picture. Grand Valley State's open admission policy (95% acceptance rate) and moderate academic profile suggest it may attract students for whom a physics degree serves as a stepping stone to graduate school or teaching certification rather than direct entry into industry roles. If your child plans to stop at the bachelor's level and work immediately, you'll want to investigate whether Grand Valley's program successfully places graduates in engineering firms, research labs, or technical positions that justify the investment—outcomes that these estimated figures simply cannot tell you.
Given the data limitations, focus your due diligence on Grand Valley State directly: request employment outcomes for recent physics graduates, ask about internship partnerships, and understand what portion of students continue to graduate programs versus entering the workforce. The estimated numbers suggest viability, but without actual program-specific data, you're making this decision somewhat blind.
Where Grand Valley State University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Michigan
Physics bachelors's programs at peer institutions in Michigan (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,628 | $47,670* | — | $23,424* | — | |
| $17,228 | $53,019* | $73,202 | $22,250* | 0.42 | |
| $15,988 | $33,400* | $59,536 | $27,000* | 0.81 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Grand Valley State University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.