Analysis
Based on comparable music programs in Texas, Hardin-Simmons graduates might expect first-year earnings around $47,000 with roughly $23,500 in debt—a ratio that looks manageable on paper. That debt-to-earnings figure of 0.50 sits in reasonable territory, especially when you consider that the national median for music bachelor's degrees is just $26,000 in first-year earnings. Texas music programs consistently outperform the national average, and HSU's estimated outcomes align with that state pattern.
The challenge is uncertainty. With several Texas music programs reporting actual outcomes between $53,000 and $60,000 for their graduates, there's a meaningful gap between HSU's estimated figure and what top performers in the state deliver. Whether HSU falls in line with the state median or underperforms it makes a significant difference in the investment calculus. The debt estimate comes from only three comparable programs at similar institutions in Texas, which is a thin basis for projecting what your child would actually owe.
The practical decision hinges on career path. If your child is pursuing music education or a field where that $47,000 estimate holds true, the debt load is workable. But if performance or other lower-earning music careers are the goal, even $23,500 in debt could feel heavy. Given the data gaps, treat this as a "proceed with eyes open" situation—contact HSU directly about actual graduate outcomes and debt levels before committing.
Where Hardin-Simmons University Stands
Earnings vs. debt across all music bachelors's programs nationally
Compare to Similar Programs in Texas
Music bachelors's programs at peer institutions in Texas (59 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,686 | $47,010* | — | $23,500* | — | |
| $9,228 | $59,926* | $45,889 | $28,000* | 0.47 | |
| $9,859 | $56,373* | $55,090 | $20,920* | 0.37 | |
| $9,892 | $56,072* | $53,695 | $31,000* | 0.55 | |
| $9,744 | $56,062* | — | $14,612* | 0.26 | |
| $9,711 | $52,799* | $55,639 | $26,000* | 0.49 | |
| National Median | — | $26,036* | — | $26,000* | 1.00 |
Career Paths
Occupations commonly associated with music graduates
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Music Directors and Composers
Sound Engineering Technicians
Musicians and Singers
Disc Jockeys, Except Radio
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hardin-Simmons University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in TX. Actual outcomes may vary.