Business Administration, Management and Operations at Harding University
Bachelor's Degree
Analysis
Harding University's business management program tells two very different stories depending on your frame of reference. While graduates earn below the national median for business programs ($40,081 versus $45,703 first year), they actually outperform the typical Arkansas business graduate by about $1,000 annually—placing them in the 60th percentile statewide. The $27,750 in median debt sits slightly above both state and national averages, creating a manageable but not exceptional debt-to-earnings ratio of 0.69.
The real question is whether to accept being in the bottom quarter nationally when in-state alternatives like University of Arkansas ($56,456) or even Arkansas Tech ($39,866) offer different value propositions. What may tip the scales is the 48% earnings growth between years one and four—graduates who start at $40,000 reach nearly $60,000 within four years. That trajectory suggests the program builds skills that translate into career advancement, even if the initial placement lags behind top national programs.
For Arkansas families, this program offers solid middle-of-the-pack performance with reasonable debt, particularly if your student values Harding's Christian-centered education and tight-knit campus culture. Just recognize you're paying slightly more than state averages for outcomes that, while competitive locally, won't match what flagship university graduates typically achieve in their first jobs.
Where Harding University Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Harding University graduates compare to all programs nationally
Harding University graduates earn $40k, placing them in the 24th percentile of all business administration, management and operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Arkansas
Business Administration, Management and Operations bachelors's programs at peer institutions in Arkansas (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Harding University | $40,081 | $59,470 | $27,750 | 0.69 |
| University of Arkansas Grantham | $59,009 | $58,286 | $39,269 | 0.67 |
| University of Arkansas | $56,456 | $69,084 | $21,500 | 0.38 |
| John Brown University | $54,982 | $64,771 | $27,000 | 0.49 |
| Arkansas Tech University | $39,866 | $41,009 | $21,780 | 0.55 |
| University of Arkansas-Fort Smith | $39,057 | $42,588 | $19,148 | 0.49 |
| National Median | $45,703 | — | $26,000 | 0.57 |
Other Business Administration, Management and Operations Programs in Arkansas
Compare tuition, earnings, and debt across Arkansas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Arkansas Grantham LIttle Rock | $8,280 | $59,009 | $39,269 |
| University of Arkansas Fayetteville | $9,748 | $56,456 | $21,500 |
| John Brown University Siloam Springs | $30,832 | $54,982 | $27,000 |
| Arkansas Tech University Russellville | $8,508 | $39,866 | $21,780 |
| University of Arkansas-Fort Smith Fort Smith | $6,906 | $39,057 | $19,148 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Harding University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.