Median Earnings (1yr)
$40,081
24th percentile
60th percentile in Arkansas
Median Debt
$27,750
7% above national median

Analysis

Harding University's business management program tells two very different stories depending on your frame of reference. While graduates earn below the national median for business programs ($40,081 versus $45,703 first year), they actually outperform the typical Arkansas business graduate by about $1,000 annually—placing them in the 60th percentile statewide. The $27,750 in median debt sits slightly above both state and national averages, creating a manageable but not exceptional debt-to-earnings ratio of 0.69.

The real question is whether to accept being in the bottom quarter nationally when in-state alternatives like University of Arkansas ($56,456) or even Arkansas Tech ($39,866) offer different value propositions. What may tip the scales is the 48% earnings growth between years one and four—graduates who start at $40,000 reach nearly $60,000 within four years. That trajectory suggests the program builds skills that translate into career advancement, even if the initial placement lags behind top national programs.

For Arkansas families, this program offers solid middle-of-the-pack performance with reasonable debt, particularly if your student values Harding's Christian-centered education and tight-knit campus culture. Just recognize you're paying slightly more than state averages for outcomes that, while competitive locally, won't match what flagship university graduates typically achieve in their first jobs.

Where Harding University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Distribution

How Harding University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Harding University$40,081$59,470+48%
University of Arkansas$56,456$69,084+22%
John Brown University$54,982$64,771+18%
University of Arkansas Grantham$59,009$58,286-1%
University of Arkansas at Little Rock$39,022$51,636+32%

Compare to Similar Programs in Arkansas

Business Administration, Management and Operations bachelors's programs at peer institutions in Arkansas (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Harding UniversitySearcy$24,888$40,081$59,470$27,7500.69
University of Arkansas GranthamLIttle Rock$8,280$59,009$58,286$39,2690.67
University of ArkansasFayetteville$9,748$56,456$69,084$21,5000.38
John Brown UniversitySiloam Springs$30,832$54,982$64,771$27,0000.49
Arkansas Tech UniversityRussellville$8,508$39,866$41,009$21,7800.55
University of Arkansas-Fort SmithFort Smith$6,906$39,057$42,588$19,1480.49
National Median$45,703$26,0000.57

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Harding University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.