Median Earnings (1yr)
$40,081
24th percentile (60th in AR)
Median Debt
$27,750
7% above national median
Debt-to-Earnings
0.69
Manageable
Sample Size
33
Adequate data

Analysis

Harding University's business management program tells two very different stories depending on your frame of reference. While graduates earn below the national median for business programs ($40,081 versus $45,703 first year), they actually outperform the typical Arkansas business graduate by about $1,000 annually—placing them in the 60th percentile statewide. The $27,750 in median debt sits slightly above both state and national averages, creating a manageable but not exceptional debt-to-earnings ratio of 0.69.

The real question is whether to accept being in the bottom quarter nationally when in-state alternatives like University of Arkansas ($56,456) or even Arkansas Tech ($39,866) offer different value propositions. What may tip the scales is the 48% earnings growth between years one and four—graduates who start at $40,000 reach nearly $60,000 within four years. That trajectory suggests the program builds skills that translate into career advancement, even if the initial placement lags behind top national programs.

For Arkansas families, this program offers solid middle-of-the-pack performance with reasonable debt, particularly if your student values Harding's Christian-centered education and tight-knit campus culture. Just recognize you're paying slightly more than state averages for outcomes that, while competitive locally, won't match what flagship university graduates typically achieve in their first jobs.

Where Harding University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Harding UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Harding University graduates compare to all programs nationally

Harding University graduates earn $40k, placing them in the 24th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arkansas

Business Administration, Management and Operations bachelors's programs at peer institutions in Arkansas (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Harding University$40,081$59,470$27,7500.69
University of Arkansas Grantham$59,009$58,286$39,2690.67
University of Arkansas$56,456$69,084$21,5000.38
John Brown University$54,982$64,771$27,0000.49
Arkansas Tech University$39,866$41,009$21,7800.55
University of Arkansas-Fort Smith$39,057$42,588$19,1480.49
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Arkansas

Compare tuition, earnings, and debt across Arkansas schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Arkansas Grantham
LIttle Rock
$8,280$59,009$39,269
University of Arkansas
Fayetteville
$9,748$56,456$21,500
John Brown University
Siloam Springs
$30,832$54,982$27,000
Arkansas Tech University
Russellville
$8,508$39,866$21,780
University of Arkansas-Fort Smith
Fort Smith
$6,906$39,057$19,148

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Harding University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.