Median Earnings (1yr)
$29,178
39th percentile (40th in AR)
Median Debt
$26,054
1% above national median
Debt-to-Earnings
0.89
Manageable
Sample Size
33
Adequate data

Analysis

Harding University's Health and Physical Education program shows an unusual trajectory: graduates start well below their peers at $29,178—putting them in the bottom 40% both nationally and within Arkansas—but quadruple their earnings within three years. By year four, median earnings reach $53,747, far outpacing what graduates from Arkansas State or Central Arkansas ever achieve with this degree.

That dramatic income swing raises questions. The 84% earnings growth could reflect graduates moving into higher-paying coaching or administrative roles, or it might indicate many students take low-paying internships or part-time positions immediately after graduation. Either way, parents should plan for a financially tight first few years. The debt load of $26,054 is manageable relative to four-year earnings, but it's roughly equivalent to an entire year's starting salary, which could strain recent graduates still living on entry-level pay.

The program sits squarely in the middle of Arkansas options—not the strongest choice (that would be Arkansas State at $32,685), but also avoiding the bottom tier. Given Harding's 100% admission rate, this is accessible to most students. The real question is whether your child can weather those lean early years while the career trajectory develops. If they need immediate financial independence or are debt-averse, the rough start makes this a challenging path despite the eventual payoff.

Where Harding University Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

Harding UniversityOther health and physical education/fitness programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Harding University graduates compare to all programs nationally

Harding University graduates earn $29k, placing them in the 39th percentile of all health and physical education/fitness bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arkansas

Health and Physical Education/Fitness bachelors's programs at peer institutions in Arkansas (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Harding University$29,178$53,747$26,0540.89
Arkansas State University$32,685$43,288$26,0000.80
University of Central Arkansas$31,767$43,218$25,0000.79
Ouachita Baptist University$31,385$40,765$19,6720.63
Southern Arkansas University Main Campus$29,854$35,133$20,1690.68
University of Arkansas at Monticello$29,213—$22,0000.75
National Median$30,554—$25,7570.84

Other Health and Physical Education/Fitness Programs in Arkansas

Compare tuition, earnings, and debt across Arkansas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Arkansas State University
Jonesboro
$7,754$32,685$26,000
University of Central Arkansas
Conway
$10,118$31,767$25,000
Ouachita Baptist University
Arkadelphia
$32,480$31,385$19,672
Southern Arkansas University Main Campus
Magnolia
$9,820$29,854$20,169
University of Arkansas at Monticello
Monticello
$8,868$29,213$22,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Harding University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.