Mathematics at Harding University

A bachelor's in mathematics from Harding carries an estimated $21,750 in debt—notably higher than the $16,711 median for Arkansas math programs—while similar programs in the state suggest first-year earnings around $41,000. That debt-to-earnings ratio of 0.53 is manageable by conventional standards, but it means your graduate would be starting with roughly half a year's salary in debt, a heavier burden than many Arkansas peers. The estimated earnings align with what University of Arkansas and University of Central Arkansas graduates report, suggesting Harding prepares students competitively within the state market.

The challenge is that Arkansas math programs, even the strongest ones, lag significantly behind the national median of $48,772—nearly $8,000 more than what comparable in-state programs produce. If your child plans to stay in Arkansas, these estimates suggest reasonable outcomes. But if they're considering graduate school or relocating to higher-paying markets, that additional debt load compared to state peers becomes a more pressing concern, especially since the earnings estimates here are drawn from just three programs statewide.

For families weighing this investment, the key question is whether Harding's specific value—its Christian mission, smaller class sizes, campus culture—justifies both the higher debt and the geographic earnings limitations. The math fundamentals will travel, but the financial picture looks tighter than it would at lower-cost Arkansas alternatives unless there are compelling non-financial reasons to choose Harding specifically.