Median Earnings (1yr)
$40,995
95th percentile
80th percentile in Massachusetts
Median Debt
$20,126
84% above national median

Analysis

Harvard's associate's degree in Liberal Arts produces graduates earning $41,000 within their first year—far ahead of the national median of $27,248 and even outpacing most Massachusetts community colleges that offer the same degree. At $20,126, the debt load is double the national median, but that's still a reasonable 49% of first-year earnings, creating a manageable payback scenario. The earnings advantage here is real: this program ranks in the 95th percentile nationally and 80th percentile in Massachusetts, putting it ahead of established community college options like Bunker Hill and MassassettsachusettsBay despite their lower price tags.

The premium you're paying reflects Harvard's brand and network—even at the associate's level, that name carries weight in the job market. The sample size is moderate but sufficient to draw conclusions, and the low Pell grant percentage (16%) suggests this isn't primarily serving as a traditional community college alternative. The moderate sample size likely reflects this program's niche positioning.

For families who can access Harvard at this level, the return justifies the higher debt. Your child graduates with both stronger earning power than typical associate's degree holders and the foundation to continue at Harvard or transfer elsewhere with significant credential advantage. This isn't the budget route, but the outcomes show you're getting what you pay for.

Where Harvard University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Earnings Distribution

How Harvard University graduates compare to all programs nationally

Compare to Similar Programs in Massachusetts

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Massachusetts (30 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Harvard UniversityCambridge$59,076$40,995$20,1260.49
Bunker Hill Community CollegeBoston$5,520$38,348$43,772$9,5850.25
Massachusetts Bay Community CollegeWellesley Hills$5,616$37,790$40,888$8,7500.23
Quinsigamond Community CollegeWorcester$5,974$33,524$39,910$14,2500.43
North Shore Community CollegeDanvers$5,352$33,353$42,505$9,0000.27
Northern Essex Community CollegeHaverhill$5,688$31,549$35,843$9,9690.32
National Median$27,248$10,9500.40

Career Paths

Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Harvard University, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.