Median Earnings (1yr)
$40,995
95th percentile (80th in MA)
Median Debt
$20,126
84% above national median
Debt-to-Earnings
0.49
Manageable
Sample Size
32
Adequate data

Analysis

Harvard's associate's degree in Liberal Arts produces graduates earning $41,000 within their first year—far ahead of the national median of $27,248 and even outpacing most Massachusetts community colleges that offer the same degree. At $20,126, the debt load is double the national median, but that's still a reasonable 49% of first-year earnings, creating a manageable payback scenario. The earnings advantage here is real: this program ranks in the 95th percentile nationally and 80th percentile in Massachusetts, putting it ahead of established community college options like Bunker Hill and MassassettsachusettsBay despite their lower price tags.

The premium you're paying reflects Harvard's brand and network—even at the associate's level, that name carries weight in the job market. The sample size is moderate but sufficient to draw conclusions, and the low Pell grant percentage (16%) suggests this isn't primarily serving as a traditional community college alternative. The moderate sample size likely reflects this program's niche positioning.

For families who can access Harvard at this level, the return justifies the higher debt. Your child graduates with both stronger earning power than typical associate's degree holders and the foundation to continue at Harvard or transfer elsewhere with significant credential advantage. This isn't the budget route, but the outcomes show you're getting what you pay for.

Where Harvard University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Harvard UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Harvard University graduates compare to all programs nationally

Harvard University graduates earn $41k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Compare to Similar Programs in Massachusetts

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Massachusetts (30 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Harvard University$40,995—$20,1260.49
Bunker Hill Community College$38,348$43,772$9,5850.25
Massachusetts Bay Community College$37,790$40,888$8,7500.23
Quinsigamond Community College$33,524$39,910$14,2500.43
North Shore Community College$33,353$42,505$9,0000.27
Northern Essex Community College$31,549$35,843$9,9690.32
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bunker Hill Community College
Boston
$5,520$38,348$9,585
Massachusetts Bay Community College
Wellesley Hills
$5,616$37,790$8,750
Quinsigamond Community College
Worcester
$5,974$33,524$14,250
North Shore Community College
Danvers
$5,352$33,353$9,000
Northern Essex Community College
Haverhill
$5,688$31,549$9,969

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Harvard University, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.