Median Earnings (1yr)
$37,790
95th percentile (60th in MA)
Median Debt
$8,750
20% below national median
Debt-to-Earnings
0.23
Manageable
Sample Size
30
Adequate data

Analysis

Massachusetts Bay Community College's liberal arts program punches well above its weight class, with first-year earnings of $37,790 that place it in the 95th percentile nationally—nearly $10,000 above what most liberal arts associate degree holders earn. For context, graduates here earn almost as much as those from Harvard's program and actually outpace nearly all other Massachusetts community colleges in this field, landing in the 60th percentile statewide. That's impressive for a program that costs just $8,750 in median debt.

The 8% earnings growth to $40,888 by year four is modest but steady, and the debt-to-earnings ratio of 0.23 means graduates can realistically pay off loans within months rather than years. This appears to be a program that prepares students well for the Greater Boston job market, where even general liberal arts credentials can open doors to administrative, healthcare support, or public sector roles with decent starting pay.

The main limitation is that we're looking at a moderate sample size, so individual outcomes will vary. But for families worried about community college liberal arts programs leading nowhere, this data tells a different story—Mass Bay graduates are earning competitive wages right out of the gate, making this a surprisingly solid investment for students who want broad foundational skills without the four-year price tag.

Where Massachusetts Bay Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Massachusetts Bay Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Massachusetts Bay Community College graduates compare to all programs nationally

Massachusetts Bay Community College graduates earn $38k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Massachusetts (30 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Massachusetts Bay Community College$37,790$40,888$8,7500.23
Harvard University$40,995—$20,1260.49
Bunker Hill Community College$38,348$43,772$9,5850.25
Quinsigamond Community College$33,524$39,910$14,2500.43
North Shore Community College$33,353$42,505$9,0000.27
Northern Essex Community College$31,549$35,843$9,9690.32
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Harvard University
Cambridge
$59,076$40,995$20,126
Bunker Hill Community College
Boston
$5,520$38,348$9,585
Quinsigamond Community College
Worcester
$5,974$33,524$14,250
North Shore Community College
Danvers
$5,352$33,353$9,000
Northern Essex Community College
Haverhill
$5,688$31,549$9,969

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts Bay Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 82 graduates with debt data. Small samples may not be representative.