Analysis
A finance bachelor's from Hastings College faces a fundamental challenge: peer programs in Nebraska typically produce stronger outcomes. While national benchmarks suggest first-year earnings around $53,590, similar programs at Nebraska institutions generate closer to $58,292—a meaningful gap that compounds over time. Even more telling, both Creighton and University of Nebraska-Lincoln report actual earnings above the state median, suggesting that Hastings' smaller finance program may struggle to match the employment networks and recruiting pipelines at larger competitors.
The estimated debt load of $25,812 translates to a debt-to-earnings ratio of 0.48, which sits in reasonable territory and shouldn't trigger alarm bells about affordability. The financial pressure comes instead from the opportunity cost: if comparable programs in Nebraska are launching graduates into higher-paying positions from day one, that earnings differential accumulates quickly. A $5,000 annual gap—conservative based on state medians—adds up to $25,000 over five years before accounting for raises or compound effects.
For families evaluating Hastings, the question isn't whether this debt is manageable—it probably is—but whether a smaller program can deliver the same career launching power as established alternatives. If your student has compelling reasons to attend Hastings (substantial merit aid, specific faculty connections, personal fit), the financial math doesn't prohibit it. But if they're choosing between comparable finance programs in Nebraska, the data suggests directing your attention to schools where actual outcomes, not estimates, demonstrate stronger market positioning.
Where Hastings College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Nebraska
Finance and Financial Management Services bachelors's programs at peer institutions in Nebraska (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,130 | $53,590* | — | $25,812* | — | |
| $47,000 | $60,605* | $78,827 | $26,975* | 0.45 | |
| $10,108 | $55,979* | $69,641 | $19,650* | 0.35 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hastings College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 431 similar programs. Actual outcomes may vary.