Analysis
A debt-to-earnings ratio of 0.28 suggests manageable borrowing, with similar precision metal working programs nationally producing first-year earnings around $41,500 against median debt near $12,000. That's roughly three months of earnings to cover educational costsβa reasonable proposition for a two-year credential in skilled trades. However, these figures come from peer programs nationwide since Hawaii Community College's graduate sample is too small for the Department of Education to publish actual outcomes. With only two schools offering this program in Hawaii, you're working with limited local data points.
The practical concern here is geographic: precision metal working opportunities in Hawaii may differ substantially from mainland markets where most comparable programs operate. Island economies present unique constraints in manufacturing and metalworking industries, potentially affecting both job availability and wage levels. The estimated $41,500 starting salary might not reflect what's achievable in Hilo specifically, where cost of living and industry presence could shift the calculation considerably.
Before committing, verify that Hawaii's manufacturing sector actually supports metalworking careers at these wage levels. Talk to local employers, check job postings in the islands, and ask the college directly about graduate placement rates and starting salaries for their specific completers. The debt burden looks reasonable on paper, but the earnings assumption needs ground-truthing in Hawaii's unique labor market.
Where Hawaii Community College Stands
Earnings vs. debt across all precision metal working associates's programs nationally
Compare to Similar Programs Nationally
Precision Metal Working associates's programs at top institutions nationally
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,204 | $41,504* | β | $11,562* | β | |
| $5,881 | $59,829* | $73,136 | β* | β | |
| $13,630 | $56,811* | $77,380 | $17,500* | 0.31 | |
| $4,912 | $56,292* | $64,893 | $6,810* | 0.12 | |
| $25,659 | $55,188* | $61,261 | $12,000* | 0.22 | |
| $6,886 | $54,908* | $52,065 | $12,000* | 0.22 | |
| National Median | β | $41,504* | β | $12,000* | 0.29 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hawaii Community College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 56 similar programs. Actual outcomes may vary.