Median Earnings (1yr)
$32,735
44th percentile (60th in NY)
Median Debt
$14,794
6% above national median
Debt-to-Earnings
0.45
Manageable
Sample Size
24
Limited data

Analysis

Herkimer County Community College's business program outperforms most NY community colleges, placing in the 60th percentile statewide—meaningful given that New York's median for this degree ($29,658) sits below the national average. While graduates start at $32,735, they're earning more than the typical New York business associate degree holder, and debt levels remain manageable at under $15,000. The 0.45 debt-to-earnings ratio means graduates owe less than half their first-year salary, creating a reasonable payoff timeline.

The modest 5% earnings growth over four years reflects a common pattern for associate-level business programs, which tend to deliver steady but limited income progression. However, with a small sample size (under 30 graduates tracked), these figures could shift considerably with new cohort data. For context, top-performing programs like Hudson Valley Community College show it's possible to reach $38,000+ with similar credentials.

For families seeking an affordable entry into business careers without leaving central New York, this program delivers above-average state outcomes at community college prices. The real question is whether your student plans to transfer for a bachelor's degree—where earnings potential expands significantly—or enter the workforce directly after two years.

Where Herkimer County Community College Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Herkimer County Community CollegeOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Herkimer County Community College graduates compare to all programs nationally

Herkimer County Community College graduates earn $33k, placing them in the 44th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Business Administration, Management and Operations associates's programs at peer institutions in New York (67 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Herkimer County Community College$32,735$34,401$14,7940.45
Excelsior University$55,602$52,459$9,8750.18
Hudson Valley Community College$38,018$42,217$9,2500.24
Monroe Community College$36,476$39,922$10,2500.28
Berkeley College-New York$36,005$35,902$23,1480.64
Mohawk Valley Community College$35,774—$11,7700.33
National Median$33,977—$13,9800.41

Other Business Administration, Management and Operations Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Excelsior University
Albany
—$55,602$9,875
Hudson Valley Community College
Troy
$6,694$38,018$9,250
Monroe Community College
Rochester
$5,856$36,476$10,250
Berkeley College-New York
New York
$28,600$36,005$23,148
Mohawk Valley Community College
Utica
$6,114$35,774$11,770

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Herkimer County Community College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.