Health and Medical Administrative Services at Herzing University-Orlando

The debt load here overshadows everything else. Herzing-Orlando graduates carry $35,484 in debt—53% more than typical Florida programs and among the highest 5% nationally for this credential. That's a heavy burden when your degree leads to roughly $31,000 annually, creating a debt-to-earnings ratio that will take years to overcome.

Within Florida, this becomes even more stark. While Herzing's earnings match the state median, nearby community colleges demonstrate what's possible: St. Petersburg College grads earn $43,895 (42% more) with significantly less debt, and even Seminole State tops $38,000. The program serves a predominantly Pell-eligible population, which makes the debt differential particularly concerning—these students have fewer financial cushions for managing aggressive loan payments on modest salaries.

The stagnant earnings trajectory—essentially no growth between year one and year four—means graduates won't quickly improve their financial position. For a healthcare administrative role, that $31,000 salary is serviceable, but the debt structure transforms what should be a stable career foundation into a challenging financial proposition. Florida families should recognize they're paying a premium here without corresponding earnings benefits. Community colleges offer the same credential with dramatically better debt outcomes and, in many cases, stronger earning potential.