Analysis
Borrowing roughly $27,000 to earn $35,600 in your first year creates a manageable but tight financial start for a social sciences degree from Hobart William Smith. Based on comparable bachelor's programs across New York, that debt-to-earnings ratio of 0.75 falls within reasonable bounds—you're not looking at crushing debt, but you're also not seeing the kind of earnings premium that would quickly justify the cost of a private liberal arts education.
The challenge here is that similar programs in New York show a wide earnings spread, from around $34,000 to nearly $50,000 at schools like NYU. What drives that variation—geographic location of graduates, specific concentrations within social sciences, or alumni networks—remains unclear when working with estimated figures. The national median for social sciences sits slightly higher at $37,500, suggesting these New York estimates may be conservative, though not dramatically so.
For a family considering Hobart William Smith, the key question is whether the residential college experience and smaller class sizes justify costs that produce median-level outcomes in the field. Social sciences degrees open doors to varied careers, but many require graduate education for real earnings growth. If your child needs that bachelor's degree as a stepping stone rather than a terminal credential, managing undergraduate debt becomes even more critical. The estimated debt here won't derail graduate school plans, but it doesn't leave much cushion either.
Where Hobart William Smith Colleges Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in New York
Social Sciences bachelors's programs at peer institutions in New York (35 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $63,268 | $35,607* | — | $26,786* | — | |
| $60,438 | $49,016* | $64,549 | $27,000* | 0.55 | |
| $50,850 | $41,062* | $85,294 | $26,080* | 0.64 | |
| $21,810 | $40,111* | $38,937 | $33,937* | 0.85 | |
| $22,106 | $36,726* | $36,556 | $26,978* | 0.73 | |
| $34,535 | $34,488* | $45,948 | $24,500* | 0.71 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hobart William Smith Colleges, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in NY. Actual outcomes may vary.