Analysis
A debt load of $17,063 for a specialized credential like funeral service represents a manageable starting point, particularly when peer programs nationally suggest first-year earnings around $44,700. That 0.38 debt-to-earnings ratio means graduates from comparable programs typically earn their total debt back in about five months—a solid foundation for a field that requires licensure and specific technical training.
The challenge here is that we're working entirely from estimates drawn from similar programs nationwide, since Holmes doesn't have published outcomes data for its own graduates. Funeral service programs can vary significantly in their local job placement networks and relationships with funeral homes, factors that matter enormously in this relationship-driven profession. Mississippi's funeral service market, with its mix of rural and small-town communities, may offer different opportunities than the national average suggests.
For parents weighing this investment, the fundamental question is whether Holmes specifically has the industry connections to help your child secure employment in Mississippi's funeral service sector. The estimated numbers suggest typical programs produce reasonable outcomes, but you'll want to verify Holmes's actual job placement rate, talk to recent graduates if possible, and understand which funeral homes hire from this program. The financial framework looks sound based on peer programs—the uncertainty lies in whether this particular school delivers similar results.
Where Holmes Community College Stands
Earnings vs. debt across all funeral service and mortuary science associates's programs nationally
Compare to Similar Programs Nationally
Funeral Service and Mortuary Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,510 | $44,695* | — | $17,063* | — | |
| $19,325 | $52,580* | $56,293 | $34,677* | 0.66 | |
| $4,308 | $50,953* | $39,709 | $22,675* | 0.45 | |
| — | $50,340* | $46,147 | $21,812* | 0.43 | |
| $24,800 | $50,043* | $53,137 | $15,333* | 0.31 | |
| $5,040 | $49,566* | $44,675 | —* | — | |
| National Median | — | $44,695* | — | $20,000* | 0.45 |
Career Paths
Occupations commonly associated with funeral service and mortuary science graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Holmes Community College, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 23 similar programs. Actual outcomes may vary.