Analysis
A debt-to-earnings ratio of 0.28 signals a manageable financial picture for this two-year program, assuming the national benchmarks hold true locally. Similar precision metal working programs across the country suggest first-year earnings around $41,500—modest but stable income for skilled trades work—against roughly $11,500 in debt. That translates to monthly loan payments under $130 on a standard repayment plan, leaving meaningful breathing room even on an entry-level machining salary.
The challenge here is that South Carolina has 11 schools offering this credential, but none report actual graduate outcomes publicly, making it difficult to know whether local manufacturing opportunities match the national picture. Horry-Georgetown serves a region with some aerospace and industrial presence, but this isn't Greenville or the Upstate manufacturing corridor. Whether local employers actively recruit from this program matters enormously for turning that associate's degree into steady work.
If your child has genuine interest in precision manufacturing and you're confident about job placement support, the debt load won't sink them. But with no school-specific data and limited visibility into regional hiring patterns, you're essentially betting on the transferability of national trends to coastal South Carolina. Talk directly with the program about where recent graduates actually land jobs.
Where Horry-Georgetown Technical College Stands
Earnings vs. debt across all precision metal working associates's programs nationally
Compare to Similar Programs Nationally
Precision Metal Working associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,468 | $41,504* | — | $11,562* | — | |
| $5,881 | $59,829* | $73,136 | —* | — | |
| $13,630 | $56,811* | $77,380 | $17,500* | 0.31 | |
| $4,912 | $56,292* | $64,893 | $6,810* | 0.12 | |
| $25,659 | $55,188* | $61,261 | $12,000* | 0.22 | |
| $6,886 | $54,908* | $52,065 | $12,000* | 0.22 | |
| National Median | — | $41,504* | — | $12,000* | 0.29 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Horry-Georgetown Technical College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 56 similar programs. Actual outcomes may vary.