Median Earnings (1yr)
$36,240
95th percentile (80th in TX)
Median Debt
$14,233
30% above national median
Debt-to-Earnings
0.39
Manageable
Sample Size
117
Adequate data

Analysis

Howard College's general studies program delivers something unusual: top-tier earnings with reasonable debt. At $36,240 in first-year earnings, graduates significantly outpace both the Texas median ($27,274) and national median ($27,248)—landing in the 80th percentile statewide and 95th percentile nationally. That's nearly $9,000 more than typical graduates from similar programs earn right out of the gate.

The debt picture adds to the appeal. At $14,233, borrowers carry about 40% of their first-year earnings in loans—manageable by most standards, though slightly above typical for this degree type. What matters more is the earning power: graduates clear their debt burden faster than peers at most other schools because they're making substantially more from day one. Among Texas community colleges offering this program, only Central Texas College and Austin Community College produce higher-earning graduates.

The flat earnings trajectory between years one and four deserves mention—graduates aren't seeing income growth in those early years. But given they're starting from such a strong position, this isn't the red flag it would be elsewhere. For families seeking an affordable associate's degree that actually translates to solid wages in the Big Spring area economy, Howard College appears to have found a formula that works considerably better than most.

Where Howard College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Howard CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Howard College graduates compare to all programs nationally

Howard College graduates earn $36k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Texas (73 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Howard College$36,240$35,922$14,2330.39
Central Texas College$39,731$40,293$8,4000.21
Austin Community College District$38,436$47,311$15,0000.39
Southwest College for the Deaf$36,240$35,922$14,2330.39
Alvin Community College$35,306$36,759$8,0810.23
North Central Texas College$34,615$39,477$11,5460.33
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Central Texas College
Killeen
$3,150$39,731$8,400
Austin Community College District
Austin
$2,550$38,436$15,000
Southwest College for the Deaf
Big Spring
$2,766$36,240$14,233
Alvin Community College
Alvin
$1,834$35,306$8,081
North Central Texas College
Gainesville
$2,520$34,615$11,546

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Howard College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 117 graduates with reported earnings and 202 graduates with debt data. Small samples may not be representative.