Liberal Arts and Sciences, General Studies and Humanities at Howard College
Associate's Degree
Analysis
Howard College's general studies program delivers something unusual: top-tier earnings with reasonable debt. At $36,240 in first-year earnings, graduates significantly outpace both the Texas median ($27,274) and national median ($27,248)—landing in the 80th percentile statewide and 95th percentile nationally. That's nearly $9,000 more than typical graduates from similar programs earn right out of the gate.
The debt picture adds to the appeal. At $14,233, borrowers carry about 40% of their first-year earnings in loans—manageable by most standards, though slightly above typical for this degree type. What matters more is the earning power: graduates clear their debt burden faster than peers at most other schools because they're making substantially more from day one. Among Texas community colleges offering this program, only Central Texas College and Austin Community College produce higher-earning graduates.
The flat earnings trajectory between years one and four deserves mention—graduates aren't seeing income growth in those early years. But given they're starting from such a strong position, this isn't the red flag it would be elsewhere. For families seeking an affordable associate's degree that actually translates to solid wages in the Big Spring area economy, Howard College appears to have found a formula that works considerably better than most.
Where Howard College Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Howard College graduates compare to all programs nationally
Howard College graduates earn $36k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Texas (73 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Howard College | $36,240 | $35,922 | $14,233 | 0.39 |
| Central Texas College | $39,731 | $40,293 | $8,400 | 0.21 |
| Austin Community College District | $38,436 | $47,311 | $15,000 | 0.39 |
| Southwest College for the Deaf | $36,240 | $35,922 | $14,233 | 0.39 |
| Alvin Community College | $35,306 | $36,759 | $8,081 | 0.23 |
| North Central Texas College | $34,615 | $39,477 | $11,546 | 0.33 |
| National Median | $27,248 | — | $10,950 | 0.40 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Central Texas College Killeen | $3,150 | $39,731 | $8,400 |
| Austin Community College District Austin | $2,550 | $38,436 | $15,000 |
| Southwest College for the Deaf Big Spring | $2,766 | $36,240 | $14,233 |
| Alvin Community College Alvin | $1,834 | $35,306 | $8,081 |
| North Central Texas College Gainesville | $2,520 | $34,615 | $11,546 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Howard College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 117 graduates with reported earnings and 202 graduates with debt data. Small samples may not be representative.