Median Earnings (1yr)
$34,615
94th percentile (80th in TX)
Median Debt
$11,546
5% above national median
Debt-to-Earnings
0.33
Manageable
Sample Size
189
Adequate data

Analysis

North Central Texas College's liberal arts associate's degree punches well above its weight class. At $34,615 in first-year earnings, graduates earn about $7,300 more than the typical liberal arts associate's holder nationally—placing this program in the 94th percentile nationwide. Among Texas's 73 schools offering this degree, it ranks in the 80th percentile, trailing only heavyweights like Central Texas College and Austin Community College District.

The debt picture makes this particularly appealing: $11,546 is manageable for any degree, translating to just 33 cents owed for every dollar earned in that crucial first year. While debt runs slightly above the state median of $10,500, the earnings premium more than compensates. Earnings growth to $39,477 by year four shows solid momentum, suggesting graduates are finding career traction rather than hitting immediate ceilings.

For a community college liberal arts degree—often dismissed as a credential without clear career pathways—these outcomes are impressive. This program appears to serve its North Texas community well, likely benefiting from the region's economic opportunities. Parents should feel confident this represents a low-risk pathway, especially for students who need an affordable associate's degree before transferring or entering the workforce.

Where North Central Texas College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

North Central Texas CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How North Central Texas College graduates compare to all programs nationally

North Central Texas College graduates earn $35k, placing them in the 94th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Texas (73 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
North Central Texas College$34,615$39,477$11,5460.33
Central Texas College$39,731$40,293$8,4000.21
Austin Community College District$38,436$47,311$15,0000.39
Howard College$36,240$35,922$14,2330.39
Southwest College for the Deaf$36,240$35,922$14,2330.39
Alvin Community College$35,306$36,759$8,0810.23
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Central Texas College
Killeen
$3,150$39,731$8,400
Austin Community College District
Austin
$2,550$38,436$15,000
Howard College
Big Spring
$2,766$36,240$14,233
Southwest College for the Deaf
Big Spring
$2,766$36,240$14,233
Alvin Community College
Alvin
$1,834$35,306$8,081

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At North Central Texas College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 189 graduates with reported earnings and 370 graduates with debt data. Small samples may not be representative.