Analysis
A Security Science and Technology degree from Howard Payne faces a challenging reality: comparable programs nationwide suggest first-year earnings around $39,252, while debt at this private institution is estimated at $27,000. That 0.69 debt-to-earnings ratio means nearly nine months of gross income would go toward debt—manageable on paper, but tight when you're starting a career in Texas where similar programs typically produce lower earnings ($31,144 median).
The concern isn't just the debt load—it's what you're competing against. Texas A&M graduates in this field report earning $38,792, similar to what peer programs suggest for Howard Payne, but likely with better network effects and employer recognition. Meanwhile, UT El Paso shows that security careers in Texas don't always command high starting salaries, with their graduates earning just $23,495. Given that 42% of Howard Payne students receive Pell grants, many families here are borrowing to access a private education in a field where the public university advantage matters.
For a program this small (the DOE couldn't even publish outcomes), you're betting that Howard Payne's individual attention and specific industry connections will overcome what the broader data suggests about security careers in Texas. Get specific answers about where recent graduates actually work and what they earn—the estimated figures here can only tell you what's typical elsewhere, not what this particular program delivers.
Where Howard Payne University Stands
Earnings vs. debt across all security science and technology bachelors's programs nationally
Compare to Similar Programs in Texas
Security Science and Technology bachelors's programs at peer institutions in Texas (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,322 | $39,252* | — | $27,000* | — | |
| $13,099 | $38,792* | $59,784 | —* | — | |
| $9,744 | $23,495* | — | $25,432* | 1.08 | |
| National Median | — | $39,252* | — | $25,000* | 0.64 |
Career Paths
Occupations commonly associated with security science and technology graduates
Information Security Analysts
Geographers
Financial Examiners
Geography Teachers, Postsecondary
Criminal Justice and Law Enforcement Teachers, Postsecondary
Accountants and Auditors
Cartographers and Photogrammetrists
Detectives and Criminal Investigators
Police Identification and Records Officers
Intelligence Analysts
Police and Sheriff's Patrol Officers
Customs and Border Protection Officers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Howard Payne University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 41 similar programs. Actual outcomes may vary.