Analysis
Hudson County Community College's Biological and Physical Sciences associate's degree shows surprisingly competitive results within New Jersey, ranking in the 60th percentile statewide despite placing in just the 5th percentile nationally. This disconnect largely reflects New Jersey's limited community college offerings in this field—only three schools report data. More concerning is the starting salary of $19,269, which falls well below the poverty line and makes even the modest $6,128 in debt feel substantial.
The 38% earnings growth to $26,494 by year four offers some hope, bringing graduates closer to the national median of $26,130. However, this remains a difficult four-year stretch financially. For a program serving predominantly low-income students (56% receive Pell grants), the initial earnings shortfall could prove especially challenging. The small sample size—fewer than 30 graduates—adds uncertainty to these figures, meaning your child's experience could vary significantly.
For families considering this path, understand that this associate's degree appears designed as a transfer stepping stone rather than a terminal credential. If your child plans to continue to a four-year degree in the sciences, the low debt load works in their favor. But if they need to work immediately after graduation, these earnings won't support independent living in the expensive Jersey City area. The program only makes financial sense as part of a longer educational journey.
Where Hudson County Community College Stands
Earnings vs. debt across all biological and physical sciences associates's programs nationally
Earnings Distribution
How Hudson County Community College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Hudson County Community College | $19,269 | $26,494 | +37% |
| Modesto Junior College | $31,960 | $57,371 | +80% |
| Victor Valley College | $26,780 | $55,134 | +106% |
| Riverside City College | $33,201 | $47,360 | +43% |
| Waubonsee Community College | $24,939 | $46,117 | +85% |
Compare to Similar Programs Nationally
Biological and Physical Sciences associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $5,020 | $19,269 | $26,494 | $6,128 | 0.32 | |
| $4,928 | $37,850 | $38,222 | $8,400 | 0.22 | |
| $4,494 | $37,724 | $46,105 | $7,833 | 0.21 | |
| $1,420 | $33,201 | $47,360 | $8,712 | 0.26 | |
| $4,380 | $33,115 | — | $8,250 | 0.25 | |
| $1,270 | $31,960 | $57,371 | $9,036 | 0.28 | |
| National Median | — | $26,130 | — | $8,639 | 0.33 |
Career Paths
Occupations commonly associated with biological and physical sciences graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Secondary School Teachers, Except Special and Career/Technical Education
Postsecondary Teachers, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hudson County Community College, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 26 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.