Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A two-year business degree that costs $11,000 and leads to earnings around $45,000 represents a manageable investment—at least based on what similar programs in Indiana typically produce. That debt-to-earnings ratio of 0.25 suggests graduates could feasibly pay off loans within a year or two of steady work, which is about as favorable as you'll find for an associate's credential.
The estimated first-year earnings align with Indiana's state median for business associate programs, placing IU-Southeast's graduates in competitive territory. While schools like Indiana Wesleyan report slightly higher outcomes ($49,463), the advantage there may not justify potentially higher costs or different program structures. More importantly, these Indiana figures exceed the national median ($36,591) by over $8,000, suggesting the state's business ecosystem offers decent opportunities for associate-level business graduates.
The real advantage here is the debt picture. At an estimated $11,000, this program appears to cost roughly half what peer Indiana programs typically require (state median: $24,252). If you're weighing whether a business associate's degree is worth pursuing, the math works better when you're not starting your career $20,000 in the hole. Just remember these figures reflect statewide patterns, not guaranteed outcomes—IU-Southeast's actual graduates might do better or worse depending on the program's local employer connections and career support.
Where Indiana University-Southeast Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Indiana
Business/Commerce associates's programs at peer institutions in Indiana (12 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,179 | $44,789* | — | $11,000* | — | |
| $31,168 | $49,463* | $54,966 | $25,149* | 0.51 | |
| $8,216 | $49,463* | $54,966 | $25,149* | 0.51 | |
| $6,886 | $40,115* | $33,112 | $10,668* | 0.27 | |
| $10,110 | $37,929* | $38,111 | $23,354* | 0.62 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Southeast, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in IN. Actual outcomes may vary.