Analysis
A bachelor's in physics is supposed to open doors to well-paying technical careers, but the limited data available for Indiana University-Southeast makes it difficult to gauge whether this program delivers on that promise. Based on national benchmarks for physics programs, first-year earnings around $47,670 with debt near $23,424 would produce a manageable debt-to-earnings ratio of 0.49—about half a year's salary. However, the reality in Indiana appears more challenging: Purdue's physics graduates, the only in-state program with reported data, earn just $30,203 their first year out, nearly 40% less than the national median. If IU-Southeast graduates face similar regional market conditions, that debt burden becomes considerably heavier.
The disconnect between national physics earnings and Indiana outcomes is striking and warrants serious consideration. Physics degrees typically lead to careers in research, engineering, or data science, but those opportunities may cluster in coastal tech hubs or major research centers rather than southern Indiana. Regional employers and alumni networks matter enormously for launching a physics career, and IU-Southeast's profile—with an 83% admission rate and average SAT of 1097—suggests it may lack the research infrastructure or industry connections of flagship programs.
Before committing, determine whether this program includes research opportunities, graduate school placement support, or internship pipelines that could help overcome the regional earnings gap. If your child plans to leave Indiana after graduation, the investment might pencil out; if they're staying local, the Purdue comparison should give you pause about realistic starting salaries.
Where Indiana University-Southeast Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Indiana
Physics bachelors's programs at peer institutions in Indiana (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,179 | $47,670* | — | $23,424* | — | |
| $9,992 | $30,203* | — | $21,948* | 0.73 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Southeast, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.