Analysis
A debt-to-earnings ratio of 0.65 suggests graduates could manage repayment on typical plans, though both figures here come from national benchmarks since Indiana University-Southeast's specific outcomes aren't publicly available. Similar bachelor's programs in social sciences nationally show first-year earnings around $37,500 and typical debt near $24,400—which translates to monthly loan payments of roughly $270 on a standard ten-year plan, consuming about 9% of pre-tax income. That's manageable territory, though it leaves limited room for financial surprises.
The real question is where this degree leads. Social sciences bachelor's programs serve different purposes for different students—some use them as stepping stones to graduate school in law, public policy, or clinical fields, while others move directly into positions in social services, research assistance, or business roles. Those first-year earnings estimates reflect immediate outcomes, but career trajectories vary widely. For students planning graduate work, the undergraduate debt becomes part of a larger educational investment. For those entering the workforce immediately, these earnings feel modest against Indiana's cost of living, though the debt load remains reasonable.
Given the estimation uncertainty and IU-Southeast's regional focus, your best move is understanding what specific career support and alumni networks this campus offers. The numbers suggest neither a red flag nor a standout opportunity—the value depends heavily on how your child plans to use this degree and what happens in years two through five of their career.
Where Indiana University-Southeast Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Social Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,179 | $37,459* | — | $24,423* | — | |
| $40,890 | $61,612* | — | $47,010* | 0.76 | |
| $63,946 | $61,389* | $80,320 | $11,000* | 0.18 | |
| $12,643 | $57,538* | $79,100 | $20,559* | 0.36 | |
| $59,076 | $56,540* | $72,825 | $19,937* | 0.35 | |
| $19,000 | $56,221* | $42,471 | $25,805* | 0.46 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Southeast, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.