Median Earnings (1yr)
$10,432
5th percentile (60th in PR)
Median Debt
$3,500
65% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
185
Adequate data

Analysis

The numbers here tell two very different stories depending on your frame of reference. Instituto Educativo Premier's cosmetology graduates start at just $10,432β€”barely above Puerto Rico's program median of $8,804β€”but within four years, earnings nearly double to $19,024. That puts graduates ahead of 60% of cosmetology programs across Puerto Rico, though they're still trailing the island's top-performing schools by $3,000-4,000 annually.

The real advantage is financial: at $3,500 in debt, graduates face manageable loan payments even on that modest first-year income. Compare that to the $9,862 national median debt for cosmetology programs, and you're looking at one-third the financial burden. With 98% of students receiving Pell grants, this matters enormously for families already stretched thin. The debt-to-earnings ratio of 0.34 means graduates can realistically pay off loans within months, not years.

The honest assessment: this program won't launch your child into high earnings, but it provides affordable entry into Puerto Rico's beauty industry with room for income growth as they build clientele. If your child is committed to cosmetology and staying in Puerto Rico, the low debt combined with earnings that outpace most local competitors makes this a practical choice. Just understand they'll likely need to supplement income initially or work toward building their own client base to reach that four-year earning potential.

Where Instituto Educativo Premier Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Instituto Educativo PremierOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Instituto Educativo Premier graduates compare to all programs nationally

Instituto Educativo Premier graduates earn $10k, placing them in the 5th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Puerto Rico

Cosmetology certificate's programs at peer institutions in Puerto Rico (35 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Instituto Educativo Premier$10,432$19,024$3,5000.34
Nova College de Puerto Rico$12,927$8,936β€”β€”
Institucion Chaviano de Mayaguez$12,675β€”β€”β€”
Antilles School of Technical Careers$10,641$12,285β€”β€”
Liceo de Arte-Dise-O y Comercio$10,542$11,578β€”β€”
NUC University$10,216$14,604$9,5000.93
National Median$17,113β€”$9,8620.58

Other Cosmetology Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
Nova College de Puerto Rico
Bayamon
β€”$12,927β€”
Institucion Chaviano de Mayaguez
Mayaguez
β€”$12,675β€”
Antilles School of Technical Careers
San Juan
β€”$10,641β€”
Liceo de Arte-Dise-O y Comercio
Caguas
$12,226$10,542β€”
NUC University
Bayamon
$8,054$10,216$9,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Instituto Educativo Premier, approximately 98% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 185 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.