Analysis
The numbers here tell two very different stories depending on your frame of reference. Instituto Educativo Premier's cosmetology graduates start at just $10,432βbarely above Puerto Rico's program median of $8,804βbut within four years, earnings nearly double to $19,024. That puts graduates ahead of 60% of cosmetology programs across Puerto Rico, though they're still trailing the island's top-performing schools by $3,000-4,000 annually.
The real advantage is financial: at $3,500 in debt, graduates face manageable loan payments even on that modest first-year income. Compare that to the $9,862 national median debt for cosmetology programs, and you're looking at one-third the financial burden. With 98% of students receiving Pell grants, this matters enormously for families already stretched thin. The debt-to-earnings ratio of 0.34 means graduates can realistically pay off loans within months, not years.
The honest assessment: this program won't launch your child into high earnings, but it provides affordable entry into Puerto Rico's beauty industry with room for income growth as they build clientele. If your child is committed to cosmetology and staying in Puerto Rico, the low debt combined with earnings that outpace most local competitors makes this a practical choice. Just understand they'll likely need to supplement income initially or work toward building their own client base to reach that four-year earning potential.
Where Instituto Educativo Premier Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How Instituto Educativo Premier graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Instituto Educativo Premier | $10,432 | $19,024 | +82% |
| Cambridge Technical Institute | $4,506 | $18,958 | +321% |
| NUC University | $10,216 | $14,604 | +43% |
| D'Mart Institute | $7,908 | $12,705 | +61% |
| Emma's Beauty Academy-Juana Diaz | $8,607 | $12,662 | +47% |
Compare to Similar Programs in Puerto Rico
Cosmetology certificate's programs at peer institutions in Puerto Rico (35 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| β | $10,432 | $19,024 | $3,500 | 0.34 | |
| β | $12,927 | $8,936 | β | β | |
| β | $12,675 | β | β | β | |
| β | $10,641 | $12,285 | β | β | |
| $12,226 | $10,542 | $11,578 | β | β | |
| $8,054 | $10,216 | $14,604 | $9,500 | 0.93 | |
| National Median | β | $17,113 | β | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Instituto Educativo Premier, approximately 98% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 185 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.