Median Earnings (1yr)
$10,216
5th percentile (60th in PR)
Median Debt
$9,500
4% below national median
Debt-to-Earnings
0.93
Manageable
Sample Size
911
Adequate data

Analysis

This NUC University cosmetology program presents a concerning investment picture that demands careful consideration. With first-year earnings of just $10,216—placing it in the 5th percentile nationally—graduates earn significantly less than the national median of $17,113 for cosmetology programs. While the program ranks better within Puerto Rico (60th percentile), this reflects the territory's overall lower wage environment rather than program strength.

The debt situation adds to the concern. At $9,500, student debt is nearly triple the Puerto Rico median of $3,500 for cosmetology programs, though it remains close to the national median. This creates a debt-to-earnings ratio of 0.93, meaning graduates owe nearly a full year's salary. The 43% earnings growth to $14,604 by year four provides some hope, but even these improved earnings lag behind what graduates from top Puerto Rico programs earn in their first year.

For an anxious parent, the numbers are stark: your child would likely graduate with relatively high debt for Puerto Rico and earnings that barely exceed $10,000 initially. While cosmetology can lead to entrepreneurial opportunities that aren't captured in employment data, this program's combination of high debt and low initial earnings compared to state peers makes it a risky investment. Consider the top-performing Puerto Rico programs that deliver similar or better outcomes with lower debt burdens.

Where NUC University Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

NUC UniversityOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How NUC University graduates compare to all programs nationally

NUC University graduates earn $10k, placing them in the 5th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Puerto Rico

Cosmetology certificate's programs at peer institutions in Puerto Rico (35 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
NUC University$10,216$14,604$9,5000.93
Nova College de Puerto Rico$12,927$8,936
Institucion Chaviano de Mayaguez$12,675
Antilles School of Technical Careers$10,641$12,285
Liceo de Arte-Dise-O y Comercio$10,542$11,578
Instituto Educativo Premier$10,432$19,024$3,5000.34
National Median$17,113$9,8620.58

Other Cosmetology Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
Nova College de Puerto Rico
Bayamon
$12,927
Institucion Chaviano de Mayaguez
Mayaguez
$12,675
Antilles School of Technical Careers
San Juan
$10,641
Liceo de Arte-Dise-O y Comercio
Caguas
$12,226$10,542
Instituto Educativo Premier
Ponce
$10,432$3,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At NUC University, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.