Analysis
This NUC University cosmetology program presents a concerning investment picture that demands careful consideration. With first-year earnings of just $10,216—placing it in the 5th percentile nationally—graduates earn significantly less than the national median of $17,113 for cosmetology programs. While the program ranks better within Puerto Rico (60th percentile), this reflects the territory's overall lower wage environment rather than program strength.
The debt situation adds to the concern. At $9,500, student debt is nearly triple the Puerto Rico median of $3,500 for cosmetology programs, though it remains close to the national median. This creates a debt-to-earnings ratio of 0.93, meaning graduates owe nearly a full year's salary. The 43% earnings growth to $14,604 by year four provides some hope, but even these improved earnings lag behind what graduates from top Puerto Rico programs earn in their first year.
For an anxious parent, the numbers are stark: your child would likely graduate with relatively high debt for Puerto Rico and earnings that barely exceed $10,000 initially. While cosmetology can lead to entrepreneurial opportunities that aren't captured in employment data, this program's combination of high debt and low initial earnings compared to state peers makes it a risky investment. Consider the top-performing Puerto Rico programs that deliver similar or better outcomes with lower debt burdens.
Where NUC University Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How NUC University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| NUC University | $10,216 | $14,604 | +43% |
| Instituto Educativo Premier | $10,432 | $19,024 | +82% |
| Cambridge Technical Institute | $4,506 | $18,958 | +321% |
| D'Mart Institute | $7,908 | $12,705 | +61% |
| Emma's Beauty Academy-Juana Diaz | $8,607 | $12,662 | +47% |
Compare to Similar Programs in Puerto Rico
Cosmetology certificate's programs at peer institutions in Puerto Rico (35 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,054 | $10,216 | $14,604 | $9,500 | 0.93 | |
| — | $12,927 | $8,936 | — | — | |
| — | $12,675 | — | — | — | |
| — | $10,641 | $12,285 | — | — | |
| $12,226 | $10,542 | $11,578 | — | — | |
| — | $10,432 | $19,024 | $3,500 | 0.34 | |
| National Median | — | $17,113 | — | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At NUC University, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.