Entrepreneurial and Small Business Operations at Inter American University of Puerto Rico-Bayamon
Bachelor's Degree
Analysis
The most striking data point here isn't what graduates earn—it's the tiny debt load of $7,375, roughly 40% below the Puerto Rico median and among the lowest nationally. For a family concerned about college affordability, particularly given that 81% of students receive Pell grants, this program achieves its primary goal: providing access to a bachelor's degree without crushing debt.
That said, the earnings present real challenges. First-year earnings of $16,449 lag far behind the $22,842 Puerto Rico median and place this program in just the 25th percentile among island business programs. The 63% jump to $26,731 by year four shows meaningful growth, but that's still $4,000 below state norms and barely half the $45,000 national figure. The small sample size (under 30 graduates) means these numbers could shift significantly with more data, but the pattern suggests graduates face a difficult initial job market.
The calculation here is straightforward: extremely low debt versus below-average earnings in Puerto Rico's challenging economy. Graduates won't face the financial strain common in higher-debt programs, but building a business or finding stable employment will require patience and hustle. If your child can live affordably while establishing themselves—whether through family support or low living costs—the minimal debt burden creates breathing room. Just understand that "entrepreneurship" degrees often translate to modest wages in traditional employment, and this program's outcomes reflect that reality even more sharply than typical.
Where Inter American University of Puerto Rico-Bayamon Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Inter American University of Puerto Rico-Bayamon graduates compare to all programs nationally
Inter American University of Puerto Rico-Bayamon graduates earn $16k, placing them in the 5th percentile of all entrepreneurial and small business operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Puerto Rico
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Puerto Rico (14 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Inter American University of Puerto Rico-Bayamon | $16,449 | $26,731 | $7,375 | 0.45 |
| Universidad Ana G. Mendez-Cupey Campus | $30,378 | — | $17,560 | 0.58 |
| Inter American University of Puerto Rico-Aguadilla | $22,842 | — | — | — |
| National Median | $45,265 | — | $24,125 | 0.53 |
Other Entrepreneurial and Small Business Operations Programs in Puerto Rico
Compare tuition, earnings, and debt across Puerto Rico schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Universidad Ana G. Mendez-Cupey Campus San Juan | $6,920 | $30,378 | $17,560 |
| Inter American University of Puerto Rico-Aguadilla Aguadilla | $5,542 | $22,842 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-Bayamon, approximately 81% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 19 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.