Median Earnings (1yr)
$30,378
5th percentile (80th in PR)
Median Debt
$17,560
27% below national median
Debt-to-Earnings
0.58
Manageable
Sample Size
16
Limited data

Analysis

The striking paradox here tells you everything about Puerto Rico's labor market: graduates earn $30,378 their first year—landing them in the 80th percentile among PR's entrepreneurship programs—yet that same number ranks in just the 5th percentile nationally. This program is performing well within its local context, but PR's compressed wage structure means even top performers earn far less than mainland counterparts.

The debt picture looks more favorable than it initially appears. While $17,560 sits at the 95th percentile nationally (meaning higher than most similar programs), it's actually above PR's typical debt level of $12,468, creating a debt-to-earnings ratio of 0.58. That's manageable in absolute terms, though you're taking on more debt than many PR students for earnings that, while strong locally, won't stretch far in a higher-cost-of-living area. The program serves a predominantly Pell-eligible population (69%), which adds context to both the debt burden and career outcomes.

The small sample size—under 30 graduates—makes these numbers less reliable than you'd want for a major financial decision. If your child plans to stay in Puerto Rico and has local business connections to leverage, this program appears to deliver competitive results. But if they're considering opportunities on the mainland, they'd be entering with earnings that lag significantly behind national norms for entrepreneurship graduates.

Where Universidad Ana G. Mendez-Cupey Campus Stands

Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally

Universidad Ana G. Mendez-Cupey CampusOther entrepreneurial and small business operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Universidad Ana G. Mendez-Cupey Campus graduates compare to all programs nationally

Universidad Ana G. Mendez-Cupey Campus graduates earn $30k, placing them in the 5th percentile of all entrepreneurial and small business operations bachelors programs nationally.

Compare to Similar Programs in Puerto Rico

Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Puerto Rico (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Universidad Ana G. Mendez-Cupey Campus$30,378—$17,5600.58
Inter American University of Puerto Rico-Aguadilla$22,842———
Inter American University of Puerto Rico-Bayamon$16,449$26,731$7,3750.45
National Median$45,265—$24,1250.53

Other Entrepreneurial and Small Business Operations Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
Inter American University of Puerto Rico-Aguadilla
Aguadilla
$5,542$22,842—
Inter American University of Puerto Rico-Bayamon
Bayamon
$5,580$16,449$7,375

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Universidad Ana G. Mendez-Cupey Campus, approximately 69% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.