Median Earnings (1yr)
$39,261
95th percentile
Median Debt
$7,125
38% below national median
Debt-to-Earnings
0.18
Manageable
Sample Size
67
Adequate data

Analysis

Ivy Tech's agriculture associate's program achieves something rare in higher education: strong earnings with minimal debt. At just $7,125 in median debt—38% below the national average for ag programs—graduates enter the workforce with barely one-fifth of their first-year salary owed. That's among the lowest debt burdens you'll find for any two-year degree program, period.

The earnings trajectory warrants attention, though. While graduates start at $39,261 (outpacing 95% of agriculture associate's programs nationally), earnings dip to $37,039 by year four. This likely reflects the realities of production agriculture and seasonal work patterns rather than a problem with the program itself. That said, even with this decline, graduates carry so little debt that loan payments remain manageable on these incomes—something that can't be said for many four-year ag programs where students borrow substantially more for similar career outcomes.

For a student serious about hands-on agricultural work who wants to avoid the debt trap, this represents solid preparation at a price point that makes sense. The low financial barrier means graduates have flexibility to pursue different paths within the industry without being locked into higher-paying jobs simply to service loans. Just understand you're likely looking at stable rather than growing income in this field.

Where Ivy Tech Community College Stands

Earnings vs. debt across all agriculture associates's programs nationally

Ivy Tech Community CollegeOther agriculture programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Ivy Tech Community College graduates compare to all programs nationally

Ivy Tech Community College graduates earn $39k, placing them in the 95th percentile of all agriculture associates programs nationally.

Compare to Similar Programs in Indiana

Agriculture associates's programs at peer institutions in Indiana

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ivy Tech Community College$39,261$37,039$7,1250.18
National Median$38,182—$11,5000.30

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ivy Tech Community College, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 67 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.