Analysis
Jackson State's social work program charges students roughly $10,000 more in debt than Mississippi's typical social work program while delivering earnings that land in the 40th percentile statewide—meaning 60% of Mississippi social work programs produce better outcomes. That $36,403 debt load is especially concerning given first-year earnings of just $26,873, creating a debt-to-income ratio that will strain any recent graduate's budget. For context, University of Mississippi's social work graduates earn $31,190 with presumably similar or lower debt loads.
The 27% earnings growth over four years does show career progression, bringing graduates to $34,078—but that's still below what some Mississippi programs deliver in year one. Nationally, this program ranks in the bottom 5% for both earnings and debt management among social work programs, which tells you something about the financial positioning. Given that 68% of Jackson State students receive Pell grants, this debt burden hits families who can least afford it.
For families committed to Jackson State for proximity or cultural fit, understand you're paying a financial premium for social work training. If finances are a primary concern, comparison shopping among Mississippi's other ten social work programs—particularly the state's flagship universities—could yield better debt-to-earnings outcomes. This degree will lead to meaningful work, but the financial foundation it provides is weaker than most alternatives in the state.
Where Jackson State University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Jackson State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Jackson State University | $26,873 | $34,078 | +27% |
| New York University | $26,837 | $64,289 | +140% |
| University of Southern Mississippi | $28,262 | $39,608 | +40% |
| Mississippi State University | $29,242 | $39,603 | +35% |
| University of Mississippi | $31,190 | $34,642 | +11% |
Compare to Similar Programs in Mississippi
Social Work bachelors's programs at peer institutions in Mississippi (11 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,090 | $26,873 | $34,078 | $36,403 | 1.35 | |
| $9,412 | $31,190 | $34,642 | $21,986 | 0.70 | |
| $9,815 | $29,242 | $39,603 | $26,297 | 0.90 | |
| $9,618 | $28,262 | $39,608 | $30,700 | 1.09 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Jackson State University, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 66 graduates with reported earnings and 151 graduates with debt data. Small samples may not be representative.