Median Earnings (1yr)
$26,873
5th percentile (40th in MS)
Median Debt
$36,403
38% above national median
Debt-to-Earnings
1.35
Elevated
Sample Size
66
Adequate data

Analysis

Jackson State's social work program charges students roughly $10,000 more in debt than Mississippi's typical social work program while delivering earnings that land in the 40th percentile statewide—meaning 60% of Mississippi social work programs produce better outcomes. That $36,403 debt load is especially concerning given first-year earnings of just $26,873, creating a debt-to-income ratio that will strain any recent graduate's budget. For context, University of Mississippi's social work graduates earn $31,190 with presumably similar or lower debt loads.

The 27% earnings growth over four years does show career progression, bringing graduates to $34,078—but that's still below what some Mississippi programs deliver in year one. Nationally, this program ranks in the bottom 5% for both earnings and debt management among social work programs, which tells you something about the financial positioning. Given that 68% of Jackson State students receive Pell grants, this debt burden hits families who can least afford it.

For families committed to Jackson State for proximity or cultural fit, understand you're paying a financial premium for social work training. If finances are a primary concern, comparison shopping among Mississippi's other ten social work programs—particularly the state's flagship universities—could yield better debt-to-earnings outcomes. This degree will lead to meaningful work, but the financial foundation it provides is weaker than most alternatives in the state.

Where Jackson State University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Jackson State UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Jackson State University graduates compare to all programs nationally

Jackson State University graduates earn $27k, placing them in the 5th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Mississippi

Social Work bachelors's programs at peer institutions in Mississippi (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Jackson State University$26,873$34,078$36,4031.35
University of Mississippi$31,190$34,642$21,9860.70
Mississippi State University$29,242$39,603$26,2970.90
University of Southern Mississippi$28,262$39,608$30,7001.09
National Median$37,296—$26,3620.71

Other Social Work Programs in Mississippi

Compare tuition, earnings, and debt across Mississippi schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Mississippi
University
$9,412$31,190$21,986
Mississippi State University
Mississippi State
$9,815$29,242$26,297
University of Southern Mississippi
Hattiesburg
$9,618$28,262$30,700

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Jackson State University, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 66 graduates with reported earnings and 151 graduates with debt data. Small samples may not be representative.