Median Earnings (1yr)
$39,729
23rd percentile (40th in AL)
Median Debt
$25,000
4% below national median
Debt-to-Earnings
0.63
Manageable
Sample Size
65
Adequate data

Analysis

Jacksonville State's business program lands squarely in the middle of Alabama options but trails the national market by a significant margin. At $39,729 in first-year earnings, graduates earn roughly $6,000 less than the national median for business programs—placing this in just the 23rd percentile nationally. Within Alabama, the picture is only marginally better at the 40th percentile, with programs at Auburn, Alabama, and even Athens State delivering substantially higher returns.

The debt picture offers some relief: at $25,000, it's actually $4,500 below Alabama's median for business programs and slightly under the national average. The 0.63 debt-to-earnings ratio is manageable, meaning graduates will likely handle their loans without major hardship. Earnings growth of 11% over four years to $44,107 shows steady if unspectacular progress. For context, the admission profile suggests JSU serves many first-generation and lower-income students (43% on Pell grants), and for that population, affordable debt matters considerably.

The fundamental question is whether middling earnings justify even modest debt when stronger options exist within Alabama. If your child has the academic profile for Auburn or Alabama—and those schools' tuition works financially—those programs deliver $8,000-12,000 more in starting salary. JSU makes sense primarily if it's the most affordable path after financial aid, but this isn't a program that offers exceptional value compared to in-state alternatives.

Where Jacksonville State University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Jacksonville State UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Jacksonville State University graduates compare to all programs nationally

Jacksonville State University graduates earn $40k, placing them in the 23th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Business Administration, Management and Operations bachelors's programs at peer institutions in Alabama (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Jacksonville State University$39,729$44,107$25,0000.63
Columbia Southern University$58,468$57,593$31,2840.54
Auburn University$56,948$66,560$22,2500.39
Herzing University-Birmingham$52,469$55,767$46,7920.89
Athens State University$49,436$53,197$28,2500.57
The University of Alabama$48,668$57,872$25,0000.51
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Columbia Southern University
Orange Beach
$5,808$58,468$31,284
Auburn University
Auburn
$12,536$56,948$22,250
Herzing University-Birmingham
Birmingham
$13,420$52,469$46,792
Athens State University
Athens
—$49,436$28,250
The University of Alabama
Tuscaloosa
$11,900$48,668$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Jacksonville State University, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 65 graduates with reported earnings and 62 graduates with debt data. Small samples may not be representative.