Median Earnings (1yr)
$32,893
71st percentile (60th in AL)
Median Debt
$27,500
6% above national median
Debt-to-Earnings
0.84
Manageable
Sample Size
33
Adequate data

Analysis

Jacksonville State University's music program stands out for keeping debt remarkably low while delivering above-average earnings growth. With graduates owing $27,500—less than 92% of music programs nationally—and earning $32,893 in their first year, students face a manageable 0.84 debt-to-earnings ratio. That's a significantly better financial position than most music graduates start with.

The earnings trajectory looks particularly promising. First-year earnings already beat 71% of music programs nationwide, and by year four, graduates see their income climb 31% to $43,054. Among Alabama's 20 music programs, this ranks solidly in the middle for earnings while maintaining that exceptionally low debt burden. Compare this to the national median where music graduates typically earn just $26,036 initially—Jacksonville State's grads start $7,000 ahead.

For families weighing the notoriously difficult ROI calculation of a music degree, this program offers a relatively practical path. The combination of controlled borrowing and steady income growth means graduates aren't buried under debt while building their careers. At a school serving many first-generation students (43% receive Pell grants), that financial accessibility matters. This won't produce Juilliard-level earning power, but it delivers what anxious parents most want from a music degree: a sustainable start without crushing debt.

Where Jacksonville State University Stands

Earnings vs. debt across all music bachelors's programs nationally

Jacksonville State UniversityOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Jacksonville State University graduates compare to all programs nationally

Jacksonville State University graduates earn $33k, placing them in the 71th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Music bachelors's programs at peer institutions in Alabama (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Jacksonville State University$32,893$43,054$27,5000.84
University of North Alabama$35,599$27,309$24,0000.67
University of South Alabama$27,050—$22,6250.84
National Median$26,036—$26,0001.00

Other Music Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of North Alabama
Florence
$11,990$35,599$24,000
University of South Alabama
Mobile
$9,676$27,050$22,625

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Jacksonville State University, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.