Analysis
John A. Gupton College graduates enter the funeral service profession with relatively manageable debt—$17,257, which is about $3,000 below the national median for this program. Starting at $46,141, these graduates earn slightly above the national median and match Tennessee's average, placing them around the 60th percentile among state programs. The debt-to-earnings ratio of 0.37 means graduates owe less than five months of their first-year salary, a reasonable burden for an associate's degree leading to a licensed profession.
The concerning pattern here is the earnings trajectory: median pay actually drops to $43,547 by year four, a 6% decline that's unusual for most career paths. This could reflect the realities of funeral service work—it's a stable profession with predictable demand, but compensation tends to plateau early. Many funeral directors work for family-owned businesses where salary growth is limited, or they're building equity in their own funeral homes rather than seeing immediate wage increases.
For parents evaluating this path, the math works if your child is genuinely drawn to this profession. The debt load won't be crushing, and starting wages are livable. But understand that this isn't a career where you'll see significant salary growth over time—what they earn at 23 is likely close to what they'll make at 30. The value proposition depends entirely on whether your child finds meaning in this work, because the financial returns will remain modest but steady.
Where John A Gupton College Stands
Earnings vs. debt across all funeral service and mortuary science associates's programs nationally
Earnings Distribution
How John A Gupton College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| John A Gupton College | $46,141 | $43,547 | -6% |
| American Academy McAllister Institute of Funeral Service | $47,982 | $59,793 | +25% |
| FINE Mortuary College | $52,580 | $56,293 | +7% |
| Tidewater Community College | $39,431 | $55,536 | +41% |
| Worsham College of Mortuary Science | $50,043 | $53,137 | +6% |
Compare to Similar Programs Nationally
Funeral Service and Mortuary Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,040 | $46,141 | $43,547 | $17,257 | 0.37 | |
| $19,325 | $52,580 | $56,293 | $34,677 | 0.66 | |
| $4,308 | $50,953 | $39,709 | $22,675 | 0.45 | |
| — | $50,340 | $46,147 | $21,812 | 0.43 | |
| $24,800 | $50,043 | $53,137 | $15,333 | 0.31 | |
| $5,040 | $49,566 | $44,675 | — | — | |
| National Median | — | $44,695 | — | $20,000 | 0.45 |
Career Paths
Occupations commonly associated with funeral service and mortuary science graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At John A Gupton College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 44 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.