Median Earnings (1yr)
$37,906
17th percentile
40th percentile in North Carolina
Median Debt
$37,038
42% above national median

Analysis

The $37,906 starting salary from Johnson C Smith's business program falls roughly $5,500 below North Carolina's median for the field—middle-of-the-pack performance within the state, but a significant gap when compared nationally (17th percentile). More troubling is what happens next: earnings essentially flatline over the following three years, suggesting graduates may struggle to advance beyond entry-level positions. With debt matching that first-year salary almost dollar-for-dollar, students are looking at a challenging financial start, though it's worth noting the debt burden is actually lower than the state median.

The institution serves a predominantly Pell-eligible student population (68%), and the program does provide access to business careers at a manageable debt level. However, parents should be aware their children will likely earn $10,000-15,000 less annually than peers from NC State or UNC-Chapel Hill in similar roles. For families where college proximity or institutional culture are deciding factors, this represents a significant financial tradeoff—one that will matter most if your child plans to remain in North Carolina's competitive job market.

If your family is weighing this program, the key question is whether the specific value Johnson C Smith provides—be it location, community, or fit—justifies starting a business career at a 15-20% earnings discount compared to state alternatives. The debt is reasonable, but the earnings ceiling appears lower than you'd hope.

Where Johnson C Smith University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Distribution

How Johnson C Smith University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Johnson C Smith University$37,906$37,977+0%
University of North Carolina at Chapel Hill$85,618$105,246+23%
North Carolina State University at Raleigh$56,877$69,742+23%
Queens University of Charlotte$54,032$64,491+19%
University of North Carolina Wilmington$48,369$63,879+32%

Compare to Similar Programs in North Carolina

Business Administration, Management and Operations bachelors's programs at peer institutions in North Carolina (52 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Johnson C Smith UniversityCharlotte$20,480$37,906$37,977$37,0380.98
University of North Carolina at Chapel HillChapel Hill$8,989$85,618$105,246$14,3390.17
North Carolina State University at RaleighRaleigh$8,895$56,877$69,742$20,0000.35
Queens University of CharlotteCharlotte$43,285$54,032$64,491$23,2500.43
Meredith CollegeRaleigh$43,936$48,955$52,241$23,5000.48
University of Mount OliveMount Olive$25,950$48,751$50,645$35,5000.73
National Median$45,703$26,0000.57

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Johnson C Smith University, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 74 graduates with reported earnings and 88 graduates with debt data. Small samples may not be representative.