Business Administration, Management and Operations at Johnson C Smith University
Bachelor's Degree
jcsu.eduAnalysis
The $37,906 starting salary from Johnson C Smith's business program falls roughly $5,500 below North Carolina's median for the field—middle-of-the-pack performance within the state, but a significant gap when compared nationally (17th percentile). More troubling is what happens next: earnings essentially flatline over the following three years, suggesting graduates may struggle to advance beyond entry-level positions. With debt matching that first-year salary almost dollar-for-dollar, students are looking at a challenging financial start, though it's worth noting the debt burden is actually lower than the state median.
The institution serves a predominantly Pell-eligible student population (68%), and the program does provide access to business careers at a manageable debt level. However, parents should be aware their children will likely earn $10,000-15,000 less annually than peers from NC State or UNC-Chapel Hill in similar roles. For families where college proximity or institutional culture are deciding factors, this represents a significant financial tradeoff—one that will matter most if your child plans to remain in North Carolina's competitive job market.
If your family is weighing this program, the key question is whether the specific value Johnson C Smith provides—be it location, community, or fit—justifies starting a business career at a 15-20% earnings discount compared to state alternatives. The debt is reasonable, but the earnings ceiling appears lower than you'd hope.
Where Johnson C Smith University Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Distribution
How Johnson C Smith University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Johnson C Smith University | $37,906 | $37,977 | +0% |
| University of North Carolina at Chapel Hill | $85,618 | $105,246 | +23% |
| North Carolina State University at Raleigh | $56,877 | $69,742 | +23% |
| Queens University of Charlotte | $54,032 | $64,491 | +19% |
| University of North Carolina Wilmington | $48,369 | $63,879 | +32% |
Compare to Similar Programs in North Carolina
Business Administration, Management and Operations bachelors's programs at peer institutions in North Carolina (52 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $20,480 | $37,906 | $37,977 | $37,038 | 0.98 | |
| $8,989 | $85,618 | $105,246 | $14,339 | 0.17 | |
| $8,895 | $56,877 | $69,742 | $20,000 | 0.35 | |
| $43,285 | $54,032 | $64,491 | $23,250 | 0.43 | |
| $43,936 | $48,955 | $52,241 | $23,500 | 0.48 | |
| $25,950 | $48,751 | $50,645 | $35,500 | 0.73 | |
| National Median | — | $45,703 | — | $26,000 | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Johnson C Smith University, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 74 graduates with reported earnings and 88 graduates with debt data. Small samples may not be representative.