Business Administration, Management and Operations at Johnson C Smith University
Bachelor's Degree
Analysis
The $37,906 starting salary from Johnson C Smith's business program falls roughly $5,500 below North Carolina's median for the field—middle-of-the-pack performance within the state, but a significant gap when compared nationally (17th percentile). More troubling is what happens next: earnings essentially flatline over the following three years, suggesting graduates may struggle to advance beyond entry-level positions. With debt matching that first-year salary almost dollar-for-dollar, students are looking at a challenging financial start, though it's worth noting the debt burden is actually lower than the state median.
The institution serves a predominantly Pell-eligible student population (68%), and the program does provide access to business careers at a manageable debt level. However, parents should be aware their children will likely earn $10,000-15,000 less annually than peers from NC State or UNC-Chapel Hill in similar roles. For families where college proximity or institutional culture are deciding factors, this represents a significant financial tradeoff—one that will matter most if your child plans to remain in North Carolina's competitive job market.
If your family is weighing this program, the key question is whether the specific value Johnson C Smith provides—be it location, community, or fit—justifies starting a business career at a 15-20% earnings discount compared to state alternatives. The debt is reasonable, but the earnings ceiling appears lower than you'd hope.
Where Johnson C Smith University Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Johnson C Smith University graduates compare to all programs nationally
Johnson C Smith University graduates earn $38k, placing them in the 17th percentile of all business administration, management and operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in North Carolina
Business Administration, Management and Operations bachelors's programs at peer institutions in North Carolina (52 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Johnson C Smith University | $37,906 | $37,977 | $37,038 | 0.98 |
| University of North Carolina at Chapel Hill | $85,618 | $105,246 | $14,339 | 0.17 |
| North Carolina State University at Raleigh | $56,877 | $69,742 | $20,000 | 0.35 |
| Queens University of Charlotte | $54,032 | $64,491 | $23,250 | 0.43 |
| Meredith College | $48,955 | $52,241 | $23,500 | 0.48 |
| University of Mount Olive | $48,751 | $50,645 | $35,500 | 0.73 |
| National Median | $45,703 | — | $26,000 | 0.57 |
Other Business Administration, Management and Operations Programs in North Carolina
Compare tuition, earnings, and debt across North Carolina schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of North Carolina at Chapel Hill Chapel Hill | $8,989 | $85,618 | $14,339 |
| North Carolina State University at Raleigh Raleigh | $8,895 | $56,877 | $20,000 |
| Queens University of Charlotte Charlotte | $43,285 | $54,032 | $23,250 |
| Meredith College Raleigh | $43,936 | $48,955 | $23,500 |
| University of Mount Olive Mount Olive | $25,950 | $48,751 | $35,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Johnson C Smith University, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 74 graduates with reported earnings and 88 graduates with debt data. Small samples may not be representative.