Applied Horticulture and Horticultural Business Services at Kirkwood Community College
Associate's Degree
Analysis
Among Iowa's eight horticulture programs, Kirkwood sits at the median for both earnings and debt—which actually places it in the top 20% nationally. Graduates earning $35,900 in their first year substantially outpace the national median of $34,190, while the $11,000 debt load comes in $1,000 below the typical graduate. That 0.31 debt-to-earnings ratio means graduates owe roughly four months of income, a manageable starting point in a field that often requires hands-on experience before higher wages kick in.
The minimal earnings growth over four years (+3%) is typical for horticulture careers, where compensation tends to plateau early unless graduates move into management or business ownership. The real question is whether your student has a genuine interest in this work—$36,793 won't fund a lavish lifestyle, but it provides stable employment in a field with consistent demand. The low debt burden means graduates won't spend their twenties burdened by loan payments.
One important caveat: this data comes from fewer than 30 graduates, so individual experiences may vary more widely than these numbers suggest. Still, for a student passionate about plants and outdoor work, Kirkwood offers affordable training that leads to earnings comparable to the best horticulture programs in the state.
Where Kirkwood Community College Stands
Earnings vs. debt across all applied horticulture and horticultural business services associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Kirkwood Community College graduates compare to all programs nationally
Kirkwood Community College graduates earn $36k, placing them in the 80th percentile of all applied horticulture and horticultural business services associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Iowa
Applied Horticulture and Horticultural Business Services associates's programs at peer institutions in Iowa (8 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Kirkwood Community College | $35,900 | $36,793 | $11,000 | 0.31 |
| National Median | $34,190 | — | $12,000 | 0.35 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Kirkwood Community College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 17 graduates with reported earnings and 19 graduates with debt data. Small samples may not be representative.