Analysis
Kutztown's social work program produces graduates who outperform their Pennsylvania peers by about $3,300 annually—a meaningful advantage in a helping profession where every dollar counts. While the 60th percentile ranking within Pennsylvania might sound modest, it positions graduates above regional powerhouses like Eastern University and just slightly below state schools like Shippensburg, despite Kutztown's more accessible admission profile.
The debt picture looks reasonable at $26,624, nearly matching both state and national medians. With first-year earnings of $37,135, graduates face a debt-to-income ratio of 0.72—manageable territory for a field known for modest starting salaries. More encouraging is the 7% earnings growth to $39,647 by year four, suggesting graduates are advancing into better-paying positions rather than staying stuck at entry-level wages. That four-year mark puts them within striking distance of Temple's outcomes at likely lower cost.
For families willing to accept social work's inherent salary constraints, Kutztown delivers solid preparation without drowning graduates in debt. The program won't produce outsized earnings, but it provides a stable pathway into the field with debt levels graduates can realistically handle on a social worker's income—a practical outcome that matters more than prestige in this career.
Where Kutztown University of Pennsylvania Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Kutztown University of Pennsylvania graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Kutztown University of Pennsylvania | $37,135 | $39,647 | +7% |
| Temple University | $39,055 | $46,307 | +19% |
| East Stroudsburg University of Pennsylvania | $32,208 | $44,842 | +39% |
| Millersville University of Pennsylvania | $33,119 | $42,946 | +30% |
| Eastern University | $36,308 | $42,847 | +18% |
Compare to Similar Programs in Pennsylvania
Social Work bachelors's programs at peer institutions in Pennsylvania (33 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,230 | $37,135 | $39,647 | $26,624 | 0.72 | |
| $21,524 | $40,836 | $40,913 | $22,000 | 0.54 | |
| $22,082 | $39,055 | $46,307 | $27,000 | 0.69 | |
| $35,570 | $37,453 | — | $33,206 | 0.89 | |
| $13,544 | $37,206 | $42,457 | $26,982 | 0.73 | |
| $37,420 | $36,308 | $42,847 | $27,000 | 0.74 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Kutztown University of Pennsylvania, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 61 graduates with reported earnings and 95 graduates with debt data. Small samples may not be representative.