Analysis
A debt-to-earnings ratio of 0.30 suggests manageable student loans, though both figures here come from national benchmarks rather than Lake Tahoe Community College's own graduate outcomes. Nationally, business associate's degrees produce median first-year earnings of $36,591 with typical debt of $13,437. This particular estimate uses slightly lower debt ($11,000) based on patterns across community colleges, which would mean roughly three months of gross income needed to cover the principalβa reasonable burden if those earnings materialize.
The challenge is uncertainty. California's business associate's programs show enormous variation, from $26,000 to over $43,000 in first-year earnings at schools with reported data. Lake Tahoe's location in a resort economy could cut either way: hospitality and tourism businesses may offer entry-level opportunities, but seasonal fluctuations and high local cost of living could complicate the picture. Without this school's actual graduate outcomes, you're betting that their program performs near the middle of the pack rather than toward the lower end we see at some California community colleges.
If your child can complete this degree with debt near $11,000 and has specific employment connections in the Tahoe area, the math could work. But given the estimation and the wide range of outcomes across California, confirm what percentage of graduates actually find business-related work locally and whether the college tracks any placement data, even informally.
Where Lake Tahoe Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in California
Business/Commerce associates's programs at peer institutions in California (78 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,131 | $36,591* | β | $11,000* | β | |
| $17,488 | $43,716* | β | $30,444* | 0.70 | |
| $1,425 | $26,272* | $36,492 | $5,250* | 0.20 | |
| National Median | β | $36,591* | β | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lake Tahoe Community College, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.