Analysis
Is a Bachelor's degree in Biological and Physical Sciences worth $26,120 when comparable New York programs suggest starting salaries around $36,400? That 0.72 debt-to-earnings ratio sits in workable territory—graduates would owe roughly nine months of their first year's income. However, this program operates in a field where early earnings are modest. Similar programs across New York show starting salaries barely above the national median of $34,380, suggesting limited geographic advantage despite the higher cost of living in the Northeast.
The bigger concern is trajectory. Science graduates from peer programs in New York range from nearly $40,000 at Bard College to under $30,000 at Fordham, illustrating how much variation exists even within the same state and field. At Le Moyne's estimated midpoint, graduates enter a tight financial window where loan payments will consume a meaningful portion of take-home pay. For students planning graduate school—common in the sciences—this debt becomes a foundation they'll build upon.
The practical question: what happens after that first year? Science careers can branch toward higher-paying specializations or plateau in lab technician roles. Without actual outcome data for Le Moyne's specific program, families are betting on which path proves more common. Given the estimated debt load, this works best for students with clear post-graduation plans—graduate school funding, specific job offers, or family support to cushion those early years.
Where Le Moyne College Stands
Earnings vs. debt across all biological and physical sciences bachelors's programs nationally
Compare to Similar Programs in New York
Biological and Physical Sciences bachelors's programs at peer institutions in New York (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,970 | $36,362* | — | $26,120* | — | |
| $63,612 | $39,296* | — | $27,000* | 0.69 | |
| $7,382 | $36,362* | $60,863 | $10,348* | 0.28 | |
| $61,992 | $29,958* | $58,912 | $24,250* | 0.81 | |
| National Median | — | $34,380* | — | $24,250* | 0.71 |
Career Paths
Occupations commonly associated with biological and physical sciences graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Secondary School Teachers, Except Special and Career/Technical Education
Postsecondary Teachers, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Le Moyne College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NY. Actual outcomes may vary.