Human Services at Le Moyne College

With an estimated debt-to-earnings ratio of 0.70, this bachelor's in human services appears to follow New York's typical pattern for the field—manageable debt paired with modest but stable earnings. Based on comparable programs across the state, Le Moyne graduates would likely start around $41,000 annually while carrying roughly $29,000 in loans, which translates to monthly payments that should consume less than a fifth of gross income under standard repayment.

What matters here is the context: human services programs in New York cluster tightly around these figures, with even Syracuse University's graduates starting at essentially the same salary. The field itself caps early earnings—nationally, only a quarter of human services bachelor's holders exceed $40,000 in their first year—so the question isn't whether Le Moyne can deliver competitive outcomes (peer programs suggest it tracks with state norms) but whether the career path aligns with your family's financial expectations. The $29,000 debt estimate sits below both national and many peer benchmarks, which helps offset the salary ceiling.

For families considering this program, understand that you're evaluating a field with inherent earnings constraints rather than a school-specific weakness. If your student is committed to nonprofit or social service work, the estimated numbers suggest reasonable financial footing. If they're uncertain about the field or hoping for quicker income growth, that $29,000 in loans becomes harder to justify given where salaries typically start and plateau.