Analysis
A debt-to-earnings ratio of 0.67 looks manageable on paper, but the reality for Lindsey Wilson's business associate's degree becomes murky when you dig deeper. The earnings estimate of $36,591 comes from the national median for similar programs, while the $24,509 debt figure reflects typical borrowing levels at institutions like this one. That combination suggests a workable financial path—except that Kentucky's business associate's programs tell a dramatically different story, with median earnings above $83,000. Either Kentucky's market pays business grads exceptionally well, or something about how these programs are structured or who they serve creates outcomes that don't match the national pattern.
With half of Lindsey Wilson's students receiving Pell grants, the $24,500 debt burden matters even more. If first-year earnings land closer to the national figure, borrowers will face monthly payments around $270 on a standard repayment plan—tight but feasible at that income level. But without actual graduate outcome data for this specific program, you're essentially betting that Lindsey Wilson's results align with the national average rather than underperforming it.
The straightforward move: contact the school directly and ask what their business associate's graduates actually earn and owe. If they can't or won't share that information, consider whether you're comfortable making a $25,000 investment based on assumptions rather than evidence.
Where Lindsey Wilson College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Kentucky
Business/Commerce associates's programs at peer institutions in Kentucky (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $27,274 | $36,591* | — | $24,509* | — | |
| $38,400 | $83,571* | $68,202 | $49,185* | 0.59 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lindsey Wilson College, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.