Median Earnings (1yr)
$34,655
65th percentile (60th in MD)
Median Debt
$27,000
8% above national median
Debt-to-Earnings
0.78
Manageable
Sample Size
52
Adequate data

Analysis

Loyola Maryland's biology program demonstrates something parents should look for: strong trajectory rather than immediate payoff. While the $34,655 starting salary sits modestly above Maryland's median, graduates see 63% earnings growth by year four, reaching $56,525—a substantial jump that suggests many successfully navigate into better-paying roles in healthcare, research, or graduate programs.

The manageable $27,000 debt load is the real advantage here. At just 78% of first-year earnings, this debt burden ranks in the 5th percentile nationally—meaning 95% of biology programs leave students with heavier debt relative to their starting pay. In Maryland's competitive landscape, where Loyola ranks in the 60th percentile for earnings, that debt restraint matters. You're paying slightly more than the state median debt ($26,000 vs. $26,000) but positioning your child for solid mid-career outcomes without crushing loan payments eating into those early years when they may be applying to medical school or establishing themselves professionally.

The moderate sample size warrants some caution, but the fundamentals work: reasonable debt, earnings that outpace both state and national medians, and meaningful income growth. For families weighing private vs. public options in Maryland, Loyola offers competitive value if the additional cost difference over state schools remains modest.

Where Loyola University Maryland Stands

Earnings vs. debt across all biology bachelors's programs nationally

Loyola University MarylandOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Loyola University Maryland graduates compare to all programs nationally

Loyola University Maryland graduates earn $35k, placing them in the 65th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Biology bachelors's programs at peer institutions in Maryland (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Loyola University Maryland$34,655$56,525$27,0000.78
University of Maryland Eastern Shore$37,244$41,730$27,0000.72
St. Mary's College of Maryland$36,331$47,734$20,6070.57
Salisbury University$35,876$44,922$23,2500.65
Towson University$34,988$52,007$21,8750.63
Morgan State University$34,635$46,076$29,0000.84
National Median$32,316—$25,0000.77

Other Biology Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland Eastern Shore
Princess Anne
$8,898$37,244$27,000
St. Mary's College of Maryland
St. Mary's City
$15,236$36,331$20,607
Salisbury University
Salisbury
$10,638$35,876$23,250
Towson University
Towson
$11,306$34,988$21,875
Morgan State University
Baltimore
$8,118$34,635$29,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Loyola University Maryland, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 52 graduates with reported earnings and 70 graduates with debt data. Small samples may not be representative.