Median Earnings (1yr)
$15,389
30th percentile (60th in CA)
Median Debt
$7,643
23% below national median
Debt-to-Earnings
0.50
Manageable
Sample Size
264
Adequate data

Analysis

Lu Ross Academy graduates start at just over $15,000 annually—a modest beginning—but here's what matters: they outperform most other California cosmetology programs despite being below the national average. At the 60th percentile statewide, this program beats roughly three-quarters of the 130 California cosmetology schools, even though the typical California graduate in this field earns only $14,600. The $7,643 in debt is manageable, representing about six months of first-year earnings, and sits below both state and national medians.

The 34% earnings growth from year one to year four suggests graduates build their client base successfully over time. By year four, median earnings reach nearly $21,000—closing in on top programs like Institute of Technology while carrying significantly less debt. This trajectory reflects the reality of cosmetology: you typically start building a clientele from scratch, and income grows as you develop your skills and customer relationships.

For parents worried about beauty school debt horror stories, Lu Ross Academy represents a relatively low-risk entry into the field. Your child won't rack up five-figure debt like at many competitors, and with half the students receiving Pell grants, the school clearly serves working-class families successfully. The key question is whether cosmetology income—even with growth—aligns with your child's financial needs and career goals.

Where Lu Ross Academy Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Lu Ross AcademyOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Lu Ross Academy graduates compare to all programs nationally

Lu Ross Academy graduates earn $15k, placing them in the 30th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Cosmetology certificate's programs at peer institutions in California (130 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Lu Ross Academy$15,389$20,602$7,6430.50
The Salon Professional Academy-San Jose$24,660$24,953$10,3760.42
San Jose City College$23,253———
MTI College$21,371$22,802$10,5500.49
Institute of Technology$21,184—$13,3410.63
Shasta School of Cosmetology$20,144———
National Median$17,113—$9,8620.58

Other Cosmetology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
The Salon Professional Academy-San Jose
San Jose
—$24,660$10,376
San Jose City College
San Jose
$1,366$23,253—
MTI College
Sacramento
—$21,371$10,550
Institute of Technology
Clovis
—$21,184$13,341
Shasta School of Cosmetology
Redding
—$20,144—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Lu Ross Academy, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 264 graduates with reported earnings and 315 graduates with debt data. Small samples may not be representative.